FHA VS Conventional loan in Rutland, Rutland County, Vermont

In 2025, the Conventional loan limit for Rutland in the county of Rutland, VT, is $726,200. On the other hand, the FHA limit for a single-family home is $472,030. These figures are essential benchmarks for prospective homeowners evaluating their financial planning and determining the maximum loan amounts available under these specific programs.

Leverage the Lendersa® Conventional loan calculator to ascertain today's competitive rates across Conventional, FHA, and USDA loans. Determine necessary criteria such as income, credit score, reserves, and the required documents for qualification. Our advanced mortgage tool offers the ability to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, enabling you to decide which program in VT suits your financial needs best.

Explore and compare loan offers from 100 different lenders to find the perfect match for your requirements.

Comprehensive 2025 Loan Limits and Downpayment Requirements in Rutland, Rutland, VT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these specific zip codes: 05701, 05702, ensuring tailored insights for interested homebuyers.

Exploring Conventional and FHA Loan Options in Rutland, VT

Lendersa® aims to assist you in securing the highest quality Conventional, USDA, or FHA loan efficiently and without stress. Select from one of three strategic starting points to effectively connect with matching lenders and find the loan programs best suited to your needs.

Detailed outcomes from Lendersa's USDA loan request and matching process


  • Investors Choice Lending
  • 8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
  • Investors Choice Lending is a private hard money lender offering Boston’s real estate investors a unique opportunity to secure the funds they need. When you’ve got eyes on your next investment property, there’s nothing you want more than to close quickly and without hassle. We’ve aligned ourselves with many National lending resources.
  • Energy Credit Union
  • 156 Spring Street, West Roxbury, MA, 02132
  • At Energy Credit Union, we are committed to helping members achieve their financial goals. Since 1931, we have offered low cost loans, high interest savings products, and outstanding member service.Membership in Energy Credit Union is open to those who live or work in certain communities and to employees.
  • NorthEast Mortgage Associates Inc
  • 1996 Centre Street, West Roxbury, MA, 02132
  • At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
  • Ethic, a Wealth Bank
  • 125 High Street, 17th Floor, Boston, MA, 02110
  • We created Ethic, A Wealth Bank to fulfill a need. People want to feel connected, understood, and valued. We understand this only can be accomplished through building meaningful and long-lasting relationships, which is why relationships are at the heart of all we do. Our mission is to provide clients with advice, tools, services and solutions.
  • Eastern Bank
  • 265 Franklin St, Boston, MA, 02110
  • Our history goes back over 200 years. We offer banking, investments, and insurance all under one roof, and we pride ourselves on working harder to understand our customers’ needs so we can deliver these services in a committed and personal way. Founded in 1818 and headquartered in Boston
  • Own Up
  • 101 Arch Street, Suite 410, Boston, MA, 02110
  • Our founders used to be mortgage bankers, yet they didn’t go to their own bank to get a mortgage. Their expertise enabled them to pursue better financial outcomes elsewhere. They built Own Up to allow you to get your mortgage the same way they did. We use technology to simplify the home financing process.
  • Raymond C. Green Companies
  • 155 Federal St, Ste 1300, Boston, MA, 02110
  • The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.
  • Endeavor Capital
  • 404 South Huntington Avenue, Jamaica Plain, MA, 02130
  • Endeavor Capital is a “unique requirements” private lender where every real estate loan represents a special situation. Although we welcome opportunities that come with sophisticated PowerPoint business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the real estate loan reque
  • ACCESS Federal Credit Union
  • 6 Franklin Avenue, Clinton, NY, 13323
  • ACCESS Federal Credit Union was chartered in 1947 as the Oneida Limited Employees Federal Credit Union. It was open to employees and their families of Oneida Silversmiths. In June of 1999, we changed our name to ACCESS Federal Credit Union. In August 2000, the National Credit Union Administration (NCUA) approved our request
  • Finex Credit Union
  • 616 Burnside Avenue, East Hartford, CT, 06108
  • Finex is a credit union. We are a cooperative, not-for-profit financial institution owned by our members. The purpose of a credit union is to use its income to provide affordable, quality products and services to members. We work hard to enrich the quality of life for others. The Finex difference is all in how we do banking.
  • America's First Network Credit Union
  • 92 Pitkin Street, East Hartford, CT, 06108
  • America’s First Network Credit Union was founded in 1976 in Clinton Connecticut under its original name, Chesebrough-Pond’s Federal Credit Union. In May of 1989, our Trumbull Connecticut office was opened in Unilever’s Corporate Complex, where we still maintain a branch. America's First Network Credit Union now has 8 offices located in 2 states.