FHA VS Conventional loan programs in 2026 for Hartland, Windsor County, Vermont

For 2026, the limit for conventional loans in Hartland, located within Windsor county, VT is $726,200. In contrast, the FHA loan cap for a single-family residence stands at $472,030.

Leverage the Lendersa® Conventional loan calculator for evaluating today's top rates among Conventional, FHA, and USDA loans. Understand the necessary income, credit, reserves, and documentation for eligibility. This powerful mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA to determine which choice in VT suits your financial outcome best.

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Loan Limits and Downpayment Details for 2026 in Hartland, Windsor county, VT

Loan Type Loan Ceiling Initial Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Table valid for zip codes: 05048

Loan Options: Conventional and FHA in Hartland, VT

The target of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loan efficiently and stress-free. Choose one of these three entry points to find compatible lenders and loan programs.

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Hartland Lenders

  • Vermont VA Federal Credit Union
  • 1285 VA Cutoff Road, White River Junction, VT, 05001
  • Lends in Vermont
  • Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services

  • Mascoma Savings Bank
  • 263 Maple Street, White River Junction, VT, 05001
  • Lends in Vermont
  • Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.

  • Heritage Family Credit Union
  • 30 Allen St, Rutland, VT, 05701
  • Lends in Vermont
  • The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.

  • White River Credit Union
  • 96 North Main Street, Rochester, VT, 05767
  • Lends in Vermont
  • The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.

  • NeighborWorks of Western Vermont
  • 110 Marble Street, West Rutland, VT, 05777
  • Lends in Vermont
  • NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.