Explore the differences! FHA VS Conventional loan programs in Bainbridge-Island, Kitsap County, Washington
In 2026, the Conventional loan limit for Bainbridge-Island, found in Kitsap County, WA, is $647,200. For a single-family residence, the FHA limit is set at $497,950.
The Lendersa® Conventional loan calculator allows you to compare the best rates of today between Conventional, FHA, and USDA loans while determining the required income, credit, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most fitting program in WA for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Bainbridge-Island, Kitsap, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$370,400
0%
FHA
$497,950
3.5%
Note: This table applies to zip codes: 98110
Discover Conventional and FHA Loan Options in Bainbridge-Island, WA
The mission of Lendersa® is to enable you to secure the most advantageous Conventional, USDA, or FHA loans quickly and effortlessly. Choose from one of three starting pathways to find corresponding lenders and loan packages that match your criteria.
345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
Lends in Washington
BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.
Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366
Lends in Washington
American First Lending Corporation is a direct lender focused on superior execution and customer satisfaction. We pride ourselves in providing our clients with superior service while maintaining the highest standard of professional integrity in the ever changing residential lending landscape.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
Lends in Washington
Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
7919 Greenwood Ave N Entrance on N 80th St", Seattle, WA, 98103
Lends in Washington
The mortgage business has certainly changed over the years but one thing hasn’t changed: the way we do business here at Salmon Bay Community Lending We have always valued service and relationship over volume and profit and we always will. Our clients come from referrals, not purchased lists, and our expertise comes from problem solving and working
