FHA VS Conventional loan programs in Bainbridge-Island, Kitsap County, Washington
In 2025, the Conventional loan limit for Bainbridge-Island, found in Kitsap County, WA, is $647,200. For a single-family residence, the FHA limit is set at $497,950.
The Lendersa® Conventional loan calculator allows you to compare the best rates of today between Conventional, FHA, and USDA loans while determining the required income, credit, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most fitting program in WA for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Bainbridge-Island, Kitsap, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$370,400
0%
FHA
$497,950
3.5%
Note: This table applies to zip codes: 98110, 98061
Discover Conventional and FHA Loan Options in Bainbridge-Island, WA
The mission of Lendersa® is to enable you to secure the most advantageous Conventional, USDA, or FHA loans quickly and effortlessly. Choose from one of three starting pathways to find corresponding lenders and loan packages that match your criteria.
Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.
Northern State Bank has been serving the needs of our communities for over 85 years. The bank’s original charter incorporated the Marengo State Bank in 1920. In 1933 the articles of incorporation were amended, changing the name to Northern State Bank, and the main office was moved to Ashland.
At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.
We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049
We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.
We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities
Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!
The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.
