FHA VS Conventional loan in East-Port-Orchard, Kitsap County, Washington

In 2026, the conventional loan limit for a single-family home in East-Port-Orchard, Kitsap County, WA is $647,200, while the FHA limit stands at $497,950.

Utilize the Lendersa® Conventional loan calculator to evaluate and contrast today's optimal rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation required for qualification. With our advanced calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to select the best program in WA that fits your financial circumstances.

Check loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in East-Port-Orchard, Kitsap County, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $370,400 0%
FHA $497,950 3.5%

Applicable to these zip codes: 98366

Discover Conventional and FHA Loan Options in East-Port-Orchard, WA

The aim of Lendersa® is to connect you efficiently with the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three pathways to find matching lenders and loan programs.

Lendersa's USDA loan requests and matches


  • New Cumberland Federal Credit Union
  • 345 Lewisberry Road, New Cumberland, PA, 17070
  • NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.

  • Addison Mortgage Consultants
  • 5 Hillcrest Dr, Suite B203, Frederick, MD, 21703
  • Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • P&G Mehoopany Employees Federal Credit Union
  • 15 Lane Hill Road, Tunkhannock, PA, 18657
  • P&G Mehoopany Employees Federal Credit Union is a not-for-profit cooperative financial institution that is owned and controlled by the members. The Credit Union is not-for-profit, not for charity but for service. The Credit Union provides many of the same products and services as other financial institutions.

  • AUGUSTA MORTGAGE SOLUTIONS
  • 141 North Belair Road, Suite 102, Evans, GA, 30809
  • Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.

  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.

  • Belco Community Credit Union
  • 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
  • Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.

  • Noso Funding LLC
  • 10700 Sikes Place, Suit 310, Charlotte, NC, 28277
  • As an experienced loan officer Ricky Young have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations.

  • Carolina Mortgage Firm Inc
  • 3440 Toringdon Way, Suite 247, Charlotte, NC, 28277
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • EXECUTIVE HOME LENDING, LLC
  • 12104 Copper Way, Suite 202, Charlotte, NC, 28277
  • Executive Home Lending (NMLS #1547021) is a group of people who are fueled by the idea that we can pioneer the best home loan process in the market. It sounds like a lofty goal, but we don’t believe in the status quo, so our answer is to operate at the highest level this industry has ever seen.