Explore the differences! FHA VS Conventional loan programs in Bonney-Lake, Pierce County, Washington
In 2026, the loan limit for Conventional mortgages in Bonney-Lake, within Pierce County, WA, is set at $891,250. Meanwhile, the FHA limit for a single-family home is $891,250.
Use the Lendersa® Conventional loan calculator to explore and compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can place Conforming Conventional loans alongside USDA, FHA, and VA options, making it easier to decide on the best program in WA for your particular financial situation.
Loan Limits and Downpayment Requirements for 2026 in Bonney-Lake, Pierce County, WA
Loan Type
Loan Limit
Required Down Payment
Conventional Conforming
$891,250
3%
USDA
$659,800
0%
FHA
$891,250
3.5%
This table applies to zip codes: 98391
Available Options for Conventional and FHA Loans in Bonney-Lake, WA
Lendersa® strives to deliver the most suitable Conventional, USDA, or FHA loan efficiently, without any hassle. You can choose from three starting options to connect with matching lenders and loan programs.
Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.
wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se
"At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through.
We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"
The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
15423 South East 272nd Street, Suite 110, Kent, WA, 98042
Lends in Washington
Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.
A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,