FHA VS Conventional loan programs in Sumner, Pierce County, Washington
This year, 2026, the limit for conventional loans in Sumner, located in the county of Pierce, WA, is $977,500, whereas the FHA limit for a single-family house is $977,500.
Take advantage of the Lendersa® Conventional loan calculator to assess and compare today’s top rates for Conventional, FHA, and USDA loans. It helps determine the needs for income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in WA for your financial requirements.
2026 Loan Limits and Downpayment Requirements in Sumner, County of Pierce, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$977,500
3%
USDA
$713,000
0%
FHA
$977,500
3.5%
This comparison table is applicable to zip codes: 98390
Options for Conventional and FHA Loans in Sumner, WA
The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan promptly and without hassle. Choose one of three starting strategies leading to matching lenders and loan programs.
After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms
The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se
A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,
Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.
Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.
Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
