FHA VS Conventional loan programs in 2025 for Sumner, Pierce County, Washington

This year, 2025, the limit for conventional loans in Sumner, located in the county of Pierce, WA, is $977,500, whereas the FHA limit for a single-family house is $977,500.

Take advantage of the Lendersa® Conventional loan calculator to assess and compare today’s top rates for Conventional, FHA, and USDA loans. It helps determine the needs for income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in WA for your financial requirements.

Browse loan options from 100 lenders

2025 Loan Limits and Downpayment Requirements in Sumner, County of Pierce, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This comparison table is applicable to zip codes: 98390

Options for Conventional and FHA Loans in Sumner, WA

The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan promptly and without hassle. Choose one of three starting strategies leading to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Greenline Mortgage, Inc.
  • 765 N. Main St, Suite 134, Corona, CA, 92880
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fairmont Financial
  • 1611 Pomona Road, Suite 115, Corona, CA, 92880
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Corona Mortgage & Realty
  • 391 N Main St., Suite 206, Corona, CA, 92880
  • Welcome to Corona Mortgage, a professional mortgage company specializing in residential mortgages. At Corona Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
  • Oceans Mortgage
  • 391 N MAIN ST., SUITE 206, Corona, CA, 92880
  • Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi
  • PostCity Financial Credit Union
  • 3738 Bayer Ave, Suite 102, Long Beach, CA, 90808
  • PostCity Financial Credit Union is the full-service Credit Union for U.S. Postal workers - current and retired - and their families, in Southern California and in select Northern California counties near the Sacramento area. PostCity Financial has been providing high-quality, competitively priced loans, free checking accounts and all the convenient
  • CalCom Federal Credit Union
  • 3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808
  • CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation
  • Boardwalk Financial
  • 3840 Woodruff Avenue, Suite 204, Long Beach, CA, 90808
  • Boardwalk Financial, a trusted company for 16 years, is a full service mortgage lender committed to providing its clients with the best mortgage products and advice available in the market today. Regardless of the challenge, Boardwalk Financial can help you buy the home of your dreams.
  • MJG Capital
  • 5426 E. Walkerton Street, Long Beach, CA, 90808
  • MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,
  • GROW Mortgages
  • 4501 E. Carson St. #203, Long Beach, CA, 90808
  • GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor
  • The Mission Company, Inc.
  • 36818 Oak View Road, Yucaipa, CA, 92399
  • At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
  • Family Tree Lending
  • 34664 County Line Road, Suite 18, Yucaipa, CA, 92399
  • We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .