Explore the differences! FHA VS Conventional loan programs in Colfax, Whitman County, Washington
In 2026, the maximum limit for a conventional loan in Colfax, located in Whitman county, WA, is $726,200, whereas the FHA limit for a single-family residence is $472,030.
The Lendersa® Conventional loan calculator is a tool for assessing today's top rates for Conventional, FHA, and USDA loans. Determine what's required in terms of income, credit, reserves, and documentation for qualification. By using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in WA is optimal for your financial scenario.
Here are the Loan Limits and Downpayment Requirements for 2026 in Colfax, Whitman County, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 99111
Exploring Conventional and FHA Loan Choices in Colfax, WA
The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans quickly and without any hassle. Start with one of three initial paths to find suitable lenders and loan programs that fit your needs.
At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.
Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.
2607 S Southeast Blvd, STE A100, Spokane, WA, 99223
Lends in Washington
Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.
Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
