FHA VS Conventional loan programs in Pullman, Whitman County, Washington
In 2026, the conventional loan limit in Pullman, within Whitman, WA, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare and contrast today’s top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. This advanced mortgage tool displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping determine which program in WA aligns best with your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Pullman, County of Whitman, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 99164
Conventional and FHA Loan Options in Pullman, WA
At Lendersa®, we aim to swiftly provide you with the best Conventional, USDA, or FHA loan, without hassle. Choose one of three pathways to connect with appropriate lenders and loan programs tailored to your requirements.
At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.
Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.
2607 S Southeast Blvd, STE A100, Spokane, WA, 99223
Lends in Washington
Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.
STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
