FHA VS Conventional loan in Pullman, Whitman County, Washington

In 2026, the conventional loan limit in Pullman, within Whitman, WA, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare and contrast today’s top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. This advanced mortgage tool displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping determine which program in WA aligns best with your financial needs.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Pullman, County of Whitman, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 99164

Conventional and FHA Loan Options in Pullman, WA

At Lendersa®, we aim to swiftly provide you with the best Conventional, USDA, or FHA loan, without hassle. Choose one of three pathways to connect with appropriate lenders and loan programs tailored to your requirements.

Results from Lendersa USDA loan request and matching


  • Diamond Realty
  • 7975 Playmor Terrace, San Diego, CA, 92122
  • Adriana is a Licensed California Real Estate Broker, holding the current designations: GRI (Graduate Real Estate Institute); MLO (Mortgage Loan Officer); PMC (Property management Certificate); CPTS (Certified Probate & Trust Specialist) and REALTOR. She has 30 plus years of experience in the financial industries of Real Estate Mortgage Lending.

  • Avalon Mortgage Corporation
  • 5060 Shoreham Place, Suite 320, San Diego, CA, 92122
  • "The Avalon Mortgage Corporation is your premiere mortgage team located in San Diego, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the San Diego area.
    Whether you are first time home buyer, purchasing your dream home"

  • C2 Financial
  • 3202 Governor Drive Suite 204, San Diego, CA, 92122
  • C2 Financial. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here.
    As local area experts with extensive knowledge of the communities, the objective here is to work diligently to assist

  • Anchor Funding, Inc.
  • 6336 Greenwich Dr #A, San Diego, CA, 92122
  • Anchor Funding, Inc. our primary goal is to provide the highest level of service to our clients. We are committed to maintaining the highest ethical and moral standards, most innovative products and a “can-do” philosophy. As a highly recognized San Diego based mortgage banker, we have created a unique environment.

  • Aaron Lending, LLC
  • 104 E Taylor St, Tempe, AZ, 85281
  • At Aaron Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Agora Lending
  • 1215 W. Rio Salado Parkway, Suite 107, Tempe, AZ, 85281
  • Agora Lending now a division of ONE AMERICAN BANK, is a next-generation mortgage software company and direct lender that originates high quality mortgage loans. We are wildly passionate about providing the consumer with an industry-leading price and a highly-intuitive, transparent, and efficient loan process.

  • HomeQuest Mortgage LLC.
  • 1128 E Greenway St, Suite 102, Mesa, AZ, 85203
  • At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.

  • KDA Home Financial, LLC
  • 935 East Main Street, Suite 101, Mesa, AZ, 85203
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.