In 2026, the Conventional loan limit for Cottage-Lake, in King County, WA, is $891,250. Meanwhile, the FHA limit for a single-family home is $891,250.
With Lendersa®'s Conventional loan calculator, compare the best rates for Conventional, FHA, and USDA loans today. Assess the income, credit, reserves, and documents necessary to qualify. Our advanced calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping determine which program in WA suits your financial situation best.
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| Loan Type | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $891,250 | 3% |
| USDA | $659,800 | 0% |
| FHA | $891,250 | 3.5% |
The comparison table is relevant for zip codes: 98072, 98077
Lendersa® aims to swiftly secure the best possible Conventional, USDA, or FHA loan for you without difficulty. Choose one of three pathways that result in matching lenders and loan programs tailored to your needs.
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