FHA VS Conventional loan programs in 2025 for Bothell-West, Snohomish County, Washington

For 2025, the Conventional loan ceiling in Bothell-West, within Snohomish County, WA, is designated at $891,250, while the FHA limit for a single-family home is $891,250.

Use the Lendersa® Conventional loan calculator to evaluate the best available rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator displays side-by-side comparisons of Conforming, USDA, FHA, and VA loans to guide you in choosing the best program for your financial situation in WA.

Explore loan offers from a pool of 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Bothell-West, Snohomish County, WA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table applies to zip codes: 98021, 98036, 98012

Available Options for Conventional and FHA Loans in Bothell-West, WA

Lendersa® is focused on helping you secure the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three approaches to connect with matching lenders and loan programs.

Results from Lendersa's USDA loan request and matching


  • Progressive Home Loans
  • 2010 Malcolm Street, Simi Valley, CA, 93065
  • The Progressive team offers a broad range of professional training and skills, to bring to you, the client, the ease and simplicity of a multidisciplinary real estate service. We are composed of Progressive Real Estate Services and Progressive Home Loans. What this means to you, the client, is that we can broker most of your real estate needs
  • MRES
  • 2655 First Street, #250, Simi Valley, CA, 93065
  • "At MRES LOANS we are help Whether a first time homebuyer or seasoned. We cant list them all! Fannie Mae Freddie Mac Fixed & ARMs Home Equity Line of Credit Loans FHA Loans VA Loans Reverse Mortgage, CASH OUT is almost always available home loan Simi Valley broker mortgage broker Moorpark Los Angeles"
  • Amerifund Home Loans Inc.
  • 2655 First Street, Suite 220, Simi Valley, CA, 93065
  • Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)
  • Alameda Mortgage Corp.
  • 2775 Tapo Street, Suite 103, Simi Valley, CA, 93063
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs. Our mission is to serve our customers with honesty, integrity, and competence.
  • Greenback Funding, Inc.
  • 2139 Tapo Street, Suite 115, Simi Valley, CA, 93063
  • Greenback Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Acadia Financial Inc.
  • 2986 Avenida Simi, Simi Valley, CA, 93063
  • Acadia Financial, Inc. is committed to providing the highest quality home loans, the lowest rates, and unparalleled personal service. Whether you’re a first time home buyer, purchasing your dream home or refinancing, our highly experienced team will ensure a smooth transaction. We have over 26 years in the lending industry
  • R & G Financial Services Inc.
  • 2320 Tapo Street, Simi Valley, CA, 93063
  • At R&G Financial Services, our first priority is our relationship with you, the client. Our diverse staff not only reflects years of mortgage and financial experience, but the flexibility to accommodate a wide variety of challenges. We pride ourselves in recognizing and servicing every borrower's unique needs.
  • American Elite Mortgage
  • 1409 Kuehner Dr, Suite 103, Simi Valley, CA, 93063
  • American Elite Mortgage is a leading California mortgage provider, specializing in purchase loans, refinancing, and creative lending solutions. American Elite Mortgage is recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with multiple investors
  • Ayvaz Capital Group Inc.
  • 13243 Raven Street, Sylmar, CA, 91342
  • Ayvaz Capital Group Inc. is a dynamic investment firm specializing in strategic asset management, private equity, and venture capital. We drive growth by identifying high-potential opportunities and leveraging deep market insights. Our commitment to innovation, financial expertise, and strategic partnerships empowers businesses to scale and thrive