FHA VS Conventional loan in Bothell, King County, Washington

In 2025, the limit for a conventional loan in Bothell, situated in King county, WA, is $977,500, while the FHA limit for a single-family home stands at $977,500.

With Lendersa®'s Conventional loan calculator, compare today's prime rates for Conventional, FHA, and USDA loans. Assess what income, credit, reserves, and documents are needed for qualification. This advanced mortgage calculator puts side-by-side Conforming Conventional loans, USDA, FHA, and VA options to help inform your decision on which program in WA aligns with your financial needs.

Review offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Bothell, county of King, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

Note: This comparison table is relevant for the zip codes: 98021, 98011, 98041

Available Conventional and FHA Loan Options in Bothell, WA

Lendersa® is committed to quickly obtaining the best possible Conventional, USDA, or FHA loan for you, hassle-free. Choose one of the three available paths to match with suitable lenders and loan programs.

Outcomes from Lendersa USDA loan request and matching


  • Riverview Credit Union
  • 115 Hardman Avenue South, South Saint Paul, MN, 55075
  • Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
  • Lend Smart Mortgage
  • 100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
  • Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
  • Artesia Credit Union
  • 210 North Fifth Street, Artesia, NM, 88210
  • Artesia Credit Union is a member-owned, cooperative, non profit financial services institution founded and operated to encourage thrift among its members, create a source of credit at a fair and reasonable rate of interest, and provide an opportunity for its members to improve their economic condition in a friendly manner.
  • First American Bank
  • 303 W Main St, Artesia, NM, 88210
  • First American Bank serves New Mexico with sixteen full service locations in fourteen communities and mortgage offices in Ruidoso, NM, and Rio Rico, AZ. Over the past century, First American Bank has remained true to its mission by providing a full spectrum of financial services; building lasting customer relationships
  • Matanuska Valley Federal Credit Union
  • 1020 S. Bailey Street, Palmer, AK, 99645
  • At Matanuska Valley Federal Credit Union (MVFCU), our members are a family with the belief that together we can do better. Our goal is to help members build a better financial future - and we’ve been doing that since 1948. MVFCU is a not-for-profit financial cooperative, owned and controlled by our members.
  • Centricity Credit Union
  • 4477 Lavaque Road, Hermantown, MN, 55811
  • In 1943, people in the Hermantown community came together to create a credit union to give themselves & their neighbors a trusted, local financial solution. We proudly served members of the Duluth Homestead Association & patrons of the Hermantown Community Store. We provide financial education and banking solutions to help people understand.
  • Share Advantage Credit Union
  • 2502 Maple Grove Rd, Duluth, MN, 55811
  • Share Advantage Credit Union serves all your banking and financial needs from a Youth Savings & Checking accounts to Traditional & Roth IRAs. As a bedrock business of the Northland ourselves, we welcome business accounts. We have FREE personal Checking accounts. Youth Savings and FREE 15+ Youth Checking accounts are happily welcome.
  • The First State Bank of Rosemount
  • 3025 145th Street West, Rosemount, MN, 55068
  • In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.
  • Novation Credit Union,
  • 500 Imperial Avenue, Oakdale, MN, 55128
  • Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million