Explore the differences! FHA VS Conventional loan programs in Bothell, King County, Washington

In 2025, the limit for a conventional loan in Bothell, situated in King county, WA, is $977,500, while the FHA limit for a single-family home stands at $977,500.

With Lendersa®'s Conventional loan calculator, compare today's prime rates for Conventional, FHA, and USDA loans. Assess what income, credit, reserves, and documents are needed for qualification. This advanced mortgage calculator puts side-by-side Conforming Conventional loans, USDA, FHA, and VA options to help inform your decision on which program in WA aligns with your financial needs.

Review offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Bothell, county of King, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

Note: This comparison table is relevant for the zip codes: 98021, 98011, 98041

Available Conventional and FHA Loan Options in Bothell, WA

Lendersa® is committed to quickly obtaining the best possible Conventional, USDA, or FHA loan for you, hassle-free. Choose one of the three available paths to match with suitable lenders and loan programs.

Outcomes from Lendersa USDA loan request and matching


  • Ditmas Park Capital
  • 11 Hawk Way, Lakewood, NJ, 08701
  • Ditmas Park Capital is a Limited Liability Partnership operating since 2015 that was established to initiate and invest in High Yield Real Estate Mortgages. We have over $20, 000, 000 under management and hold first lien mortgages on over 200 properties. We bundle these mortgages together and have created a hedge fund structure
  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.
  • Ark Mortgage, Inc
  • 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701
  • Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates
  • Americana Mortgage Group
  • 1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
  • We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
  • RFA Capital Corp
  • 1921 Boston Post Rd., Darien, CT, 06820
  • Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.
  • First Central Savings Bank
  • 70 Glen Street, Glen Cove, NY, 11542
  • First Central Savings Bank has grown from a simple concept to what we are today: a vibrant, thriving, all-inclusive community bank that hasn’t wavered from its original aim of friendly, personalized service. We are committed to enriching our communities, driving local economic growth, and cultivating lasting relationships.
  • Provost Capital
  • 2 Aspetuck Glen, Weston, CT, 06883
  • Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent. With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s
  • Wisdom Capital
  • 3000 Marcus Ave Ste 2W1, New Hyde Park, NY, 11042
  • The Wisdom Capital asset-backed loan portfolio has generated a solid 6-10% return on investment (ROI), outpacing the market in year-over-year performance and offering a consistent hedge against volatility. Individual accredited investors are able to access a large marketplace of institutional quality mortgage loans sourced
  • Madison Mortgage Services Inc.
  • 3 Dakota Drive, Suite 100, Lake Success, NY, 11042
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.