FHA VS Conventional loan programs in Des-Moines, King County, Washington

This 2025, the limit for a Conventional loan in Des-Moines, found in King county of WA, stands at $891,250. For a single-family house, the FHA limit is $891,250.

The Lendersa® Conventional loan calculator enables you to evaluate the best rates for Conventional, FHA, and USDA loans. You can ascertain the income, credit, reserves, and paperwork required for qualification. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in finding the right program in WA tailored to your financial needs.

Explore loan offers from a selection of 100 lenders

Loan limits and down payments for 2025 in Des-Moines, King, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table is applicable to the following zip codes: 98148, 98198

Options for Conventional and FHA loans in Des-Moines, WA

At Lendersa®, we strive to help you secure the most advantageous loan—be it Conventional, USDA, or FHA—swiftly and with ease. Begin from any of these three starting points to connect with corresponding lenders and loan offerings.

Lendersa's USDA loan request and matching findings


  • Ozark Federal Credit Union
  • 2438 Katy Lane, Poplar Bluff, MO, 63901
  • At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees. OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
  • First Midwest Bank
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  • As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals. We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
  • GROVE MORTGAGE HOME LOANS
  • 11405 Forest Shower, San Antonio, TX, 78233
  • Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.
  • Iuka State Bank
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  • Marion County Savings Bank
  • 301 W Main St, Salem, IL, 62881
  • MCSB is a mutual community bank that is owned by you, our depositors! Our goal is to protect the mutual community banking philosophy, which is to make serving customers and community a priority, while keeping profits at a reasonable level. Most banking organizations that are owned by shareholders expect a return on their investment
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  • Rubiola Mortgage Co Inc
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  • FixedLending
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  • Dillard's Federal Credit Union
  • 1600 Cantrell Rd, Little Rock, AR, 72201
  • In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.
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  • Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.