Explore the differences! FHA VS Conventional loan programs in SeaTac, King County, Washington
For 2026, the Conventional loan limit in SeaTac, located in the county of King, WA, is $977,500. Meanwhile, the FHA limit for a single-family home is $977,500.
The Lendersa® Conventional loan calculator lets you compare today's best rates between Conventional, FHA, and USDA loans to determine necessary qualifications like income, credit, reserves, and documentation. Our advanced mortgage calculator lays out the Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program suits your financial needs best in WA.
Loan limits and down payment requirements for 2026 in SeaTac, King, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$977,500
3%
USDA
$713,000
0%
FHA
$977,500
3.5%
This comparison table applies to the following zip codes: 98158
Explore Conventional and FHA Loan Options in SeaTac, WA
Lendersa® aims to secure the most suitable Conventional, USDA, or FHA loan for you smoothly and quickly. Choose from one of three starting points for aligning with lenders and loan programs.
Seattle Mortgage Brokers. We are here to serve you by guiding you through your new home purchase or refinancing, answering your questions, and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process in Washington State. You can find out more about us by filling out an application for a new mortgage.
As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.
Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
Lends in Washington
Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
"Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.
Additionally, we offer consultation services to small and mid-size businesses."
Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
