FHA VS Conventional loan in Kent, King County, Washington

In 2025, the conventional loan limit for Kent, in the county of King, WA, is $977,500. Meanwhile, the FHA limit for a single-family home is $977,500.

Use the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA loans, assessing income, credit, reserves, and needed documents to qualify. This advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side to determine the best program in WA for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Kent, King County, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This comparison table applies to zip codes: 98031, 98030, 98032, 98042, 98035, 98064, 98089

Discover Conventional and FHA Loan Options in Kent, WA

The goal of Lendersa® is to provide the best possible loan, whether Conventional, USDA, or FHA, promptly and easily. Choose one of three approaches that connect you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • TAHARRKA ENTERPRISES LLC
  • 5001 COLUMBIA ST, NEW ORLEANS, LA, 70126
  • In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business. We offer creative financing for all industries and verticals and everything is negotiable. Amounts starting at $1M - $1B.
  • UNO Federal Credit Union
  • 2000 Lakeshore Drive, New Orleans, LA, 70148
  • Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
  • Creative Mortgage Solutions
  • 726 Clinch Ave, Clinton, TN, 37716
  • Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.
  • Loan Partners, LLC
  • 7835 Maple Street, New Orleans, LA, 70118
  • Located in New Orleans, Loan Partners is a real estate investment group and private portfolio lender providing capital for commercial and non owner occupied real estate projects. Our depth of experience enables us to identify immediate needs and optimal structuring. You can expect to receive a commitment letter detailing the terms
  • Audubon Mortgage LLC
  • 7628 St. Charles Avenue, New Orleans, LA, 70118
  • "Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming FHA/VA Alternative Low Doc Loans Nationwide High Balance and more"
  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,
  • Liberty Bank New Orleans
  • 2714 Canal St, New Orleans, LA, 70119
  • At Liberty Bank, we're passionate about helping more people achieve more freedom.There's real freedom here-the freedom you have as an individual to attain your goals, as a business to achieve your idea of success or even as a community that is gathering strength to reach its full potential.
  • Citizens Bank of Kentucky
  • 620 Broadway, Paintsville, KY, 41240
  • At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner. To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.