FHA VS Conventional loan programs in 2026 for Elk-Plain, Pierce County, Washington

In 2026, the Conventional loan limit in Elk-Plain, Pierce County, WA is $891,250. For a single-family home, the FHA limit is $891,250.

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Use Lendersa®'s calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our tool displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide the best program for your financial needs in WA.

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Loan Limits and Downpayment Requirements in Elk-Plain, Pierce County, WA for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This comparison table is applicable to zip codes: 98387, 98338

Conventional and FHA Loan Options in Elk-Plain, WA

The goal of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting options to match with the right lenders and loan programs.

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  2. Review USDA, FHA, and Conventional rates & terms first
  3. Access the largest database of Conventional lenders
Lendersa USDA loan request matching results



  • Dedham Institution for Savings
  • 55 Elm Street, Dedham, MA, 02026

  • Dedham Savings has been a foundation of the community from our earliest days. When you visit a branch, you see the same friendly faces you have come to rely on. When you call us, you talk with people you’ve known for years, who are eager to help. And, we support the local causes and organizations that keep our community thriving.

  • Massachusetts Capital Mortgage Corp
  • 75 McNeil Way, Suite 105, Dedham, MA, 02026

  • Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.

  • Harvard University Employees Credit Union
  • PO Box 382609, Cambridge, MA, 02238

  • Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more.

    Harvard affiliates and their family are eligible to join.

  • Residential Mortgage Services, Inc.
  • 24 Christopher Toppi Drive, South Portland, ME, 04106

  • Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans

  • Acadia Lending Group
  • 10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106

  • Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.

  • HOME BASE MORTGAGE GROUP
  • 780 Broadway, Unit C, South Portland, ME, 04106

  • Founded in 2017, Home Base Mortgage Group has quickly grown into one of the top mortgage companies in the state. When Home Base Mortgage Group first started out, their passion for helping people drove them to open their own Mortgage Company to provide the best possible knowledge, experience and customer service to each borrower.

  • Transcend Mortgage Inc
  • 40 Eastern Avenue, Suite 219, Malden, MA, 02148

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Commonwealth Mortgage
  • 98 High Street, Danvers, MA, 01923

  • Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.

  • New Fed Mortgage Corp.
  • 98 High Street, Danvers, MA, 01923

  • NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.

  • Universal Capital
  • 10 Liberty Street, Danvers, MA, 01923

  • niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u

  • Castle Rock Funding LLC
  • 94 S Highland Avenue, Suite 2901, Tarpon Springs, FL, 34689

  • At Castle Rock Funding we strive to be the best lender that understands client’s diverse mortgage needs conveys traditional fiscal responsibility & provide loans based on today’s ever changing banking climate. We strive to provide value added benefit thru our streamlined processes to clients looking for loans that are needed thru different stages.

  • SUNSHINE STATE HOME LOANS, LLC
  • 110 Athens Street, Suite K, Tarpon Springs, FL, 34689

  • Sunshine State Home Loans, LLC is perfect for any mortgage needs, you may have. If you'd like to know the rate which you qualify for, apply online, and we will give you an accurate assessment. Our mission is to help you with all your mortgage needs. We will use our expertise to find the right program for you.
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