Explore the differences! FHA VS Conventional loan programs in Elk-Plain, Pierce County, Washington

In 2025, the Conventional loan limit in Elk-Plain, Pierce County, WA is $891,250. For a single-family home, the FHA limit is $891,250.

Use Lendersa®'s calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our tool displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide the best program for your financial needs in WA.

Explore offers from 100 lenders

Loan Limits and Downpayment Requirements in Elk-Plain, Pierce County, WA for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This comparison table is applicable to zip codes: 98387, 98338

Conventional and FHA Loan Options in Elk-Plain, WA

The goal of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting options to match with the right lenders and loan programs.

Lendersa USDA loan request matching results


  • MortgageUSA
  • 4311 West Waters Avenue, Suite 205, Tampa, FL, 33614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sonlife Home Mortgage LLC
  • 7223 N Manhattan Ave, Tampa, FL, 33614
  • We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.
  • Metroplex Mortgage Services
  • 8622 N Himes Avenue, Tampa, FL, 33614
  • "We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number. With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."
  • Mortgage Approval Group, LLC
  • 2918 Busch Lake Blvd, Tampa, FL, 33614
  • Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
  • i3 Lending
  • 3836 Humphrey St., Tampa, FL, 33614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Class Mortgage Company
  • 99 S. Main Street, Suite 154, Fall River, MA, 02721
  • Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
  • Fall River Municipal Credit Union
  • 333 Milliken Blvd, Fall River, MA, 02721
  • Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees
  • Accutrust Mortgage Inc
  • 1107 Pleasant Street, Fall River, MA, 02723
  • Accutrust Mortgage Inc. is comprised of the area's most knowledgeable and caring mortgage professionals. We have helped thousands of families in New England realize their dream of home ownership. Since our inception in 2004, we have arranged $2, 406, 051, 922.00 in mortgage loans while serving 10, 781 families.
  • Raymond James Bank
  • 710 Carillon Parkway, Saint Petersburg, FL, 33716
  • Raymond James Bank is about more than just Banking. Through our holistic approach to finance, we offer innovative and diversified products and services to the public and to clients of Raymond James Financial. Additionally, as an affiliate of Raymond James, our Bank is founded on the same core values of integrity, independence.
  • Azulow
  • 970 Lake Carillon Drive, Suite 300, Saint Petersburg, FL, 33716
  • Azulow is a St. Petersburg local business founded in 2020. It was established to change the mortgage industry to make the home buying experience agile and reduce the layers of costly fees for customers. With our technology and commitment to excellence, Azulow is recognized as one of the top fast-growing companies in the Tampa Bay Area.
  • Calculator Mortgage LLC
  • 345 Putnam Avenue, Ormond Beach, FL, 32174
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ormond Mortgage Group
  • 555 W Granada Blvd, Suite A4, Ormond Beach, FL, 32174
  • We are a private mortgage company specializing in non-qualifying hard money loans to real estate investors in the State of Florida for rehab/flip properties, rental property and cash-out refinances for investment properties. We offer several loan programs that will certainly meet your needs. We offer zero upfront fees until your loan is approved.