which one is better? Conventional or FHA Spanaway, WA

As of 2026, in Spanaway, which is part of Pierce county in WA, the limit for a Conventional loan is set at $977,500. The FHA cap for a single-family residence is $977,500.

To compare today's Conventional loans against FHA and USDA rates, use the Lendersa® calculator. It helps assess the income, credit score, required reserves, and documents necessary to qualify. Our enhanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the option in WA that suits your financial circumstances best.

Exploring Conventional and FHA loan options in Spanaway, WA

Lendersa® aims to facilitate obtaining the best Conventional, USDA, or FHA loan swiftly and effortlessly. Kickstart your journey from one of three suggested paths, leading you to suitable lenders and loan plans.

Lendersa USDA loan request and matching outputs

Spanaway Lenders
(253) 572-5626 Lender's profile and map Mortgage Express, Inc. 17411 Waller Road East, Tacoma, WA, 98446 Lends in Washington Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
(253) 951-1225 Lender's profile and map Turn Two Mortgage 2219 179th St Ct E, Tacoma, WA, 98445 Lends in Washington Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se
(253) 840-5600 Lender's profile and map Northwest Mortgage 5605 112th St E, Puyallup, WA, 98373 Lends in Washington The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.
360-797-5108 Lender's profile and map First Millennium Holdings 601 1st ave suite 1400, Spokane, WA, 98580 Lends in Washington making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
(253) 584-0079 Lender's profile and map American Lake Credit Union 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499 Lends in Washington American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.
(253) 472-1500 Lender's profile and map All Tech Mortgage Inc. 7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499 Lends in Washington All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.
(253) 223-5991 Lender's profile and map Pacific Equity and Loan 3620 100th St SW, Suite B, Lakewood, WA, 98499 Lends in Washington Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.
(253) 539-1700 Lender's profile and map Wave Lending Group 8602 Canyon Rd East, Puyallup, WA, 98371 Lends in Washington wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms
(253) 584-2260 Lender's profile and map Harborstone Credit Union 4720 Center St, Tacoma, WA, 98409 Lends in Washington Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
(206) 866-5079 Lender's profile and map The Dorman Team 310 29th St NE, Suite 200, Puyallup, WA, 98372 Lends in Washington After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan