Explore the differences! FHA VS Conventional loan programs in Ellensburg, Kittitas County, Washington
For 2026, the Conventional loan limit in Ellensburg, within Kittitas County, WA, is $726,200, while the FHA limit for a single-family home stands at $474,950.
Use the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today, helping you understand the income, credit, reserves, and documents required for qualification. With our enhanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to determine which program in WA best fits your financial circumstances.
Loan Limits and Down Payment Details for 2026 in Ellensburg, Kittitas, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$474,950
3.5%
This data applies to zip codes: 98926
Discover Conventional and FHA Loan Options in Ellensburg, WA
The objective of Lendersa® is to efficiently connect you with the best available Conventional, USDA, or FHA loans, minimizing hassle. Choose from one of three starting points to get matched with suitable lenders and loan programs.
N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.
Floyd D. Walker a.k.a. ""WALKER"" CEO/President Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.
320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
Lends in Washington
Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
At White River Credit Union, we help one another. "People helping people" is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.
27605 SE Issaquah Fall City Rd, Fall City, WA, 98024
Lends in Washington
Ryan Halvorson have had the privilege of guiding his clients through the home loan process since 2002. Our team consists of a seasoned group of industry veterans who are willing and able to help you navigate the home loan process. All of his clients receive expert advice and care from my dedicated team.
Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!
