FHA VS Conventional loan programs in 2025 for Wenatchee, Chelan County, Washington

In 2025, the conventional loan limit in Wenatchee, within the county of Chelan, WA, is $726,200, whereas the FHA limit for a single-family home is set at $506,000.

Utilize the Lendersa® Conventional loan calculator to inspect and compare today's most competitive rates for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit score, reserves, and documents for eligibility. Our advanced mortgage calculator showcases side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, aiding your decision on which program in WA best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Wenatchee, County of Chelan, WA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $506,000 3.5%

The table above applies to the following zip codes: 98801

Exploring Conventional and FHA Loan Options in Wenatchee, WA

At Lendersa®, our objective is to secure for you the fastest and most convenient way to obtain a Conventional, USDA, or FHA loan. Opt from one of the three pathways to connect with the appropriate lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • SUPERIOR HOME LOANS LLC
  • 301 West A Street, Belleville, IL, 62220
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Draper and Kramer Mortgage Corp.
  • 1431 Opus Place, Suite 200, Chicago, IL, 60615
  • Draper and Kramer Mortgage Corp. is the residential mortgage division of Draper and Kramer, one of the country’s premier full-service property and financial services firms. While still a family-owned company headquartered in Chicago, we help identify and structure mortgage financing programs for clients across the United States, and have been doing
  • State Bank of Herscher
  • 10 Tobey Drive, Herscher, IL, 60941
  • The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
  • Marvel Ventures Mortgage Inc
  • 10610 South Western Avenue, Chicago, IL, 60643
  • We pride ourselves in establishing personal relationships that last a lifetime. Diligent service is not optional but a requirement. It has quickly earned us a reputation for conducting business with honesty and integrity. As a result, Marvel Ventures Mortgage was the multiple year Broker of the Year nominee for excellence in their field.
  • Security State Bank & Trust
  • 201 West Main Street, Fredericksburg, TX, 78624
  • Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
  • Maroon Financial Credit Union
  • 5525 S Ellis Avenue, Suite C, Chicago, IL, 60637
  • In 1957, a group of faculty and administration staff at the University of Chicago saw the need to create a financial institution focused on providing a source of credit at reasonable rates and promoting thrift within the University Community. That original idea is the foundation for the company that would become Maroon Financial Credit Union.
  • First National Bank of Nokomis
  • 122 W. State St., Nokomis, IL, 62075
  • First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service
  • The Gerber State Bank
  • 110 East Elm Street, Argenta, IL, 62501
  • The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887. The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.
  • Filer Credit Union
  • 1117 28th Street, Manistee, MI, 49660
  • Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
  • Providence Bank & Trust
  • 7936 South Cottage Grove Avenue, Chicago, IL, 60619
  • Providence Bank & Trust is about service, as a bank and as a member of the communities we serve. We pledge to be the local community bank of choice by listening to people, placing their needs first and foremost and responding promptly with meaningful products and services We are a community of talented, dedicated, caring professionals working toget
  • Catholic & Community Credit Union
  • 1109 Hartman Lane, Shiloh, IL, 62221
  • Catholic & Community Credit Union to focus solely on serving our members and to provide the best possible loan and saving rates in a friendly and professional manner.Each member of this organization is an owner, and the money contributed to credit union accounts helps to support all members and their financial goals. Because of this cooperative.
  • Miner Capital Funding LLC
  • 3419 Caton Run Crossing, Belleville, IL, 62221
  • Miner Capital Funding has stepped its foot on the financial industry in 2006, This company is designed to simplify the financing experience for you. With the CEO’s extensive 11 years of experience in the commercial real estate business and our streamlined process and competitive rates, we make buying or refinancing a commercial property easy.