FHA VS Conventional loan programs in Gig-Harbor, Pierce County, Washington

For 2026, the conventional loan limit in Gig-Harbor, county of Pierce, WA is $891,250, while the FHA limit for a single-family home stands at $891,250.

Use the Lendersa® Conventional loan calculator to explore and compare the best rates of today’s Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage tool allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the best plan in WA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Gig-Harbor, County of Pierce, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

Comparison applies to zip codes: 98332, 98335

Conventional and FHA Loan Options in Gig-Harbor, WA

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting paths to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage247, LLC
  • 11 Newburg Ave, Suite 202, Catonsville, MD, 21228
  • Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions

  • Fortis Mortgage LLC
  • 7761 Diamondback Drive, College Park, MD, 20742
  • Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work

  • Capital Funding Bancorp Inc
  • 1422 Clarkview Road, Baltimore, MD, 21209
  • "Capital Funding Group (CFG) is a leader in the healthcare and multifamily financing industry, providing creative and holistic solutions for facilities nationwide, with a focus on long-term care, assisted living and workforce housing.

    With a national presence, we are not your typical lender and offer a “One-Stop Shop” experience for owners"

  • Burke & Herbert Bank & Trust Company
  • 100 South Fairfax Street, Alexandria, VA, 22314
  • Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.

  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.

    In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta

  • Transportation Federal Credit Union
  • 1600 Cameron Street, Suite 200, Alexandria, VA, 22314
  • Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • PTO FCU
  • 501 Dulany Street, 1st Floor, Alexandria, VA, 22314
  • Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable

  • State Department Federal Credit Union
  • 1630 King Street, Alexandria, VA, 22314
  • State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.

  • Investor Loans Plus
  • 1727 King Street, Suite 300, Alexandria, VA, 22314
  • Investor Loans Plus assist our clients in obtaining lender direct financing in the specialized field of alternative loans. Our company works with rehabbers and property owners to achieve lending terms that meet their current needs and investment goals. Investor Loans Plus is dedicated to working with our borrowers

  • Rock Rates
  • 950 N Washington St, Alexandria, VA, 22314
  • Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process