Explore the differences! FHA VS Conventional loan programs in Kalama, Cowlitz County, Washington

In 2025, the limit for a Conventional loan in Kalama, within Cowlitz county, WA, is $726,200, while the FHA limit for a single-family home stands at $472,030.

Utilize Lendersa®'s Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you pick the best program in WA for your unique financial needs.

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2025 Loan Limits and Down Payment Requirements in Kalama, Cowlitz, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 98625

Conventional and FHA Loan Options in Kalama, WA

At Lendersa®, our mission is to quickly provide you with the most favorable Conventional, USDA, or FHA loan, without any hassle. Choose one of three pathways to match with the right lenders and loan programs.

Results for USDA loan requests matched by Lendersa


  • Clarence Community & Schools Federal Credit Union
  • 9145 Sheridan Drive, Clarence, NY, 14031
  • The Clarence Community & Schools Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and their families. Our Credit Union was started on October 13, 1954 for the employees of the Clarence Central Schools.
  • Assertive Mortgage LLC
  • 3105 Creekside Village Drive, Suite 706, Kennesaw, GA, 30144
  • Assertive Mortgage has redefined homeownership with modern technology. We believe homeownership should be faster, simpler, and more affordable to get a mortgage in America. Our digital mortgage platform helps borrowers process information on the loan application. We’re changing the way traditional mortgage process from being stressful.
  • Great Erie Federal Credit Union
  • 4000 N Buffalo Road, Orchard Park, NY, 14127
  • Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our members succeed and increase their financial strength The year was 1952. The place was at the Orchard Park High School. Several employees were gathered, earnestly discussing ways to help school employees
  • TruPoint Bank
  • 20089 Riverside Drive, Grundy, VA, 24614
  • In 1975, a group of individuals had a vision and a dream that banking could and should be better for YOU, the hard working citizens of this region. The goals included helping new businesses to become established and many older ones to expand ... provide opportunities for our children
  • Advocate Mortgage Services Inc
  • 950 Greentree Road, Suite 202, Pittsburgh, PA, 15220
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Keith L. Eliou is an attorney and owner of A La Carte Real Estate Co, Advocate Mortgage Services Inc.
  • Abshier Investments Inc D|B|A One Source Mortgage
  • 4532 Willow Oak Trail, Powder Springs, GA, 30127
  • One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.
  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.
  • Alcoa Pittsburgh Federal Credit Union
  • 30 Isabella Street, Suite 100, Pittsburgh, PA, 15212
  • Alcoa Pittsburgh FCU is a member owned not-for-profit financial cooperative. Unlike other financial institutions that need to generate profit to satisfy stockholders, we judge our success based on member satisfaction. Accordingly, we return earnings to our members through competitive dividend rates.