FHA VS Conventional loan programs in 2025 for Longview, Cowlitz County, Washington

In 2025, Convetional loan limit in Longview, county of Cowlitz, WA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in WA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Longview, county of Cowlitz, WA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 98632

Conventional and FHA loan options in Longview, WA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Generation Lending Inc.
  • 6A Liberty, Suite 175, Laguna Niguel, CA, 92656
  • Generation Lending Inc is a Honestly, we need another mortgage company like we need a hole in the head. We completely get it and think this industry is way too saturated as it is. That statement is 100% true if we started a mortgage company like 99% of the ones out there now. The company where managers are yelling at their loan officers.
  • Elixir Mortgage Lending Inc.
  • 45 Bluebird Lane, Aliso Viejo, CA, 92656
  • Elixir Mortgage Lending is a full-service lender in California & Florida offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA, VA, Jumbo Prime & Jumbo Alternative programs. For self-employed borrowers who maybe writing off income on their taxes we have alternative financing options.
  • Reduce Mortgage
  • 36 Oak View Drive, Aliso Viejo, CA, 92656
  • Our priority is to know YOUR GOALS to ensure we have Strategies that fits YOUR NEEDS. Every credit profile is unique and we work hard to address both short and long term goals. Our Purchase program focus on a unique FULL-APPROVAL process that will enhance your ability to negotiate your Dream home.
  • Independent Home Lending
  • 65 ENTERPRISE, Aliso Viejo, CA, 92656
  • Since 2001, I have had the opportunity to help over 1,000+ clients buy and/or refinance their properties. I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise I understand the value and freedom that can be created with the right refinance strategy.
  • Alliance Portfolio
  • 120 Vantis, Suite 515, Aliso Viejo, CA, 92656
  • Alliance Portfolio is a full service, boutique, private money lender. We serve borrowers who have unique situations that do not meet strict institutional guidelines, while providing investment opportunities that are well secured and well underwritten with desirable returns on investment capital.
  • Serv Corp
  • 1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
  • A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0% Up to 85% LTC & 70% ARV No application fees Get pre-approved in minutes Close in 7-10 days Low Costs Fees start at 1.25 Points
  • WestOne Home Mortgage Refinancing
  • 31658 Pacific Coast Hwy, Suite A, Laguna Beach, CA, 92651
  • We are committed to exceptional customer service offering tailored loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities. At West One Capital Group, we assure you will get a loan that won't break your budget and provides you the flexibility.
  • VRB Mortgage, Inc.
  • 500 Emerald Bay, Laguna Beach, CA, 92651
  • Founded as an Affliate of one of the Nation's leading Veteran Home Buying Membership programs, VRB Mortgage has expanded from its initial focus on VA Loans to now providing loan officers that can provide any loan program to incldue FHA, Conventional and even Jumbo Loans.We can also help you refiance your current loan.
  • Associated Properties Inc.
  • 504 San Nicholas Court, Laguna Beach, CA, 92651
  • Associated Properties, Inc., a family-owned real estate & lending company, was founded back in 1964 and incorporated in 1973 by Albert George Geigele of Newport Beach California. His career in real estate & lending spanned over half a century. Those whom had the privilege to work with him will always remember him for his honesty and trust
  • Loan Works
  • 1050 South Coast Highway, Suite D, Laguna Beach, CA, 92651
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.