FHA VS Conventional loan programs in McChord-AFB, Pierce County, Washington

In 2026, the loan limit for conventional loans in McChord-AFB, within Pierce county, WA, is $891,250. On the other hand, the FHA limit for a single-family home is $891,250.

Make use of the Lendersa® Conventional loan calculator to compare the leading rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options side by side to help you decide which program in WA best suits your financial situation.

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2026 Loan Limits and Down Payment Needs in McChord-AFB, County of Pierce, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table applies to the following zip codes: 98439

Discover Conventional and FHA Loan Options in McChord-AFB, WA

The purpose of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan with minimal hassle. Select one of three starting paths that connect you with matching lenders and loan programs.

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McChord-AFB Lenders

  • American Lake Credit Union
  • 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499
  • Lends in Washington
  • American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.

  • All Tech Mortgage Inc.
  • 7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499
  • Lends in Washington
  • All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.

  • Pacific Equity and Loan
  • 3620 100th St SW, Suite B, Lakewood, WA, 98499
  • Lends in Washington
  • Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.

  • Turn Two Mortgage
  • 2219 179th St Ct E, Tacoma, WA, 98445
  • Lends in Washington
  • Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se

  • Harborstone Credit Union
  • 4720 Center St, Tacoma, WA, 98409
  • Lends in Washington
  • Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.

  • Mortgage Express, Inc.
  • 17411 Waller Road East, Tacoma, WA, 98446
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.

  • Community 1st Credit Union WA
  • 955 Ross Loop, Suite 100, Dupont, WA, 98327
  • Lends in Washington
  • At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.

  • Penny Lane Financial
  • 1804 W Union Ave, Suite 202, Tacoma, WA, 98405
  • Lends in Washington
  • Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.

  • Northwest Mortgage
  • 5605 112th St E, Puyallup, WA, 98373
  • Lends in Washington
  • The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.

  • Sound Credit Union
  • PO Box 1595, Tacoma, WA, 98401
  • Lends in Washington
  • A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,