FHA VS Conventional loan programs in McChord-AFB, Pierce County, Washington

In 2026, the loan limit for conventional loans in McChord-AFB, within Pierce county, WA, is $891,250. On the other hand, the FHA limit for a single-family home is $891,250.

Make use of the Lendersa® Conventional loan calculator to compare the leading rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options side by side to help you decide which program in WA best suits your financial situation.

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2026 Loan Limits and Down Payment Needs in McChord-AFB, County of Pierce, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table applies to the following zip codes: 98439, 98438

Discover Conventional and FHA Loan Options in McChord-AFB, WA

The purpose of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan with minimal hassle. Select one of three starting paths that connect you with matching lenders and loan programs.

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  • Appalachian Community Federal Credit Union
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  • BuyNowTeam: Amy Buynoski, Mortgage Lender NMLS #545254
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  • Lincoln Capital Advisors, LLC
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  • BUCKHEAD HOME LOANS
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  • Buckhead Home Loans is committed to helping those in the Metro Atlanta area, and all of Georgia, find the right mortgage product for their needs. Whether you are looking to refinance or are a first-time home buyer looking for a home loan, we have a full line of mortgage programs to meet your needs.

  • RELIANT MORTGAGE SOLUTIONS LLC
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    Sellers will pay attention that you are pre-approved not just pre-qualified!"