FHA VS Conventional loan in Bellevue, King County, Washington

In 2025, the Conventional loan limit for Bellevue, situated in King county, WA, amounts to $977,500. The FHA limit for a single-family home is $977,500.

Take advantage of the Lendersa® Conventional loan calculator to compare the prime rates for Conventional, FHA, and USDA loans as of today. It allows you to assess the necessary income, credit score, reserves, and documents needed for eligibility. Our advanced mortgage calculator compares Conforming Conventional loans with USDA, FHA, and VA options side by side, helping you choose the best program in WA for your specific financial situation.

Examine offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Bellevue, King County, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

The comparison table pertains to zip codes: 98004, 98005, 98006, 98007, 98008, 98009, 98015

Exploring Conventional and FHA Loan Options in Bellevue, WA

At Lendersa®, our aim is to facilitate the acquisition of the optimal Conventional, USDA, or FHA loan swiftly and without complication. Choose one of the three pathways provided to connect with corresponding lenders and loan programs.

Lendersa USDA loan request and matching results


  • Evergreen State Mortgage
  • 8201 164th Ave NE, Suite 200, Redmond, WA, 98052
  • Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be
  • Lake Union Mortgage
  • 2100 Westlake Ave N, Suite 104, Seattle, WA, 98109
  • We're a local mortgage company with a big heart for helping you finance your home. We help our clients buy or refinance their home in Washington. We'll work with everyone from first-time homebuyers, to experienced homeowners. We offer conventional, JUMBO, FHA, VA, and USDA loans.
  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
  • Northwest Commercial Lending
  • 11411 NE 124th S, Suite 250, Kirkland, WA, 98034
  • Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
  • Seattle Credit Union
  • 1521 1st Ave S, Suite 500, Seattle, WA, 98134
  • We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
  • Rain City Capital
  • 12131 113th Ave NE Suite 201, Kirkland, OR, 98034
  • Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Builders Capital, we see ourselves as an extension of your team. We want to help you meet your construction goals, and to us, that process starts with exceeding your expectations. Builders Capital provides a full range of competitive loan programs for builders, developers, and real estate investors.
  • SALMON BAY COMMUNITY LENDING
  • 7919 Greenwood Ave N Entrance on N 80th St", Seattle, WA, 98103
  • The mortgage business has certainly changed over the years but one thing hasn’t changed: the way we do business here at Salmon Bay Community Lending We have always valued service and relationship over volume and profit and we always will. Our clients come from referrals, not purchased lists, and our expertise comes from problem solving and working
  • Wadot Capital
  • 5413 Meridian Ave N, Suite C, Seattle, WA, 98103
  • Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services
  • BALLARD MORTGAGE COMPANY
  • 1711 W Nickerson St, Suite A, Seattle, WA, 98119
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.