FHA VS Conventional loan programs in Mill-Creek, Snohomish County, Washington

In 2025, the Conventional loan limit for Mill-Creek, in Snohomish County, WA, is set at $891,250. For a single-family residence, the FHA limit is defined as $891,250.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, determining the necessary income, credit scores, reserves, and documents required for qualification. With our enhanced mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the right program in WA for your financial needs.

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Details on Loan Limits and Downpayment Needs for 2025 in Mill-Creek, Snohomish County, WA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

Applicable zip codes for this comparison: 98012, 98082

Available Conventional and FHA Loan Options in Mill-Creek, WA

The aim of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan without any hassle. Start with one of three pathways to find matching lenders and suitable loan programs.

Outcomes from Lendersa's USDA loan request


  • Approved Funding
  • 41 Grand Avenue, River Edge, NJ, 07661
  • Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
  • Newfield National Bank
  • 18 S.West Boulevard, Newfield, NJ, 08344
  • Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts
  • Ary Ming Asset Funding
  • 24 Commerce St. Suite 606, Newark, NJ, 07102
  • AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
  • Motion Federal Credit Union
  • 360 N Wood Avenue, Linden, NJ, 07036
  • Motion is a not-for-profit, member-owned, volunteer-directed financial cooperative that provides sound, customized banking solutions for member/owners and their families. Motion exists to assist our member/owners with better cash flow management, while exceeding their financial service expectations.
  • Starr Mortgage Company Inc
  • 15 North Mill Street, Suite 215, Nyack, NY, 10960
  • Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.
  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Lion Mortgage
  • 306 Avenel St., Avenel,, NJ, 7001
  • Lion Mortgage is a privately held New Jersey based mortgage correspondent lender firm founded in 2002 by Vaishali Sheth. We provide residential mortgage across New Jersey and Pennsylvania. Lion Mortgage, which offers a host of diverse, flexible mortgage loan programs for customers with a variety of backgrounds and needs
  • Central Jersey Federal Credit Union
  • 380 Berry Street, Woodbridge, NJ, 07095
  • CJFCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. We help our members meet their financial goals by providing exceptional member service, along with quality financial products.
  • Kingdom First Mortgage LLC
  • 655 Amboy Ave, Suite 100, Woodbridge, NJ, 07095
  • Kingdom First has also supported individual families in the process of adopting children, and our company’s leaders have provided mentoring services to our community’s youth. Our world is only as good as the condition in which we leave it for our children. We feel it is our responsibility to shepherd and encourage children to become strong
  • Bridgeton Onized Federal Credit Union
  • 339 Main Street, Cedarville, NJ, 08311
  • Bridgeton Onized Federal Credit Union has been open since 1939. The credit union has assets totaling $46.63 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
  • Donald Anfuso
  • 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601
  • Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.