FHA VS Conventional loan in Milton, Pierce County, Washington

In 2025, the conventional loan limit within Milton, part of Pierce, WA, is $977,500. Meanwhile, for a single-family home, the FHA limit is set at $977,500.

Utilize the Lendersa® Conventional loan calculator to compare the current rates across Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator shows Conforming Conventional loans next to USDA, FHA, and VA options, aiding you in choosing the best program for your financial needs in WA.

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Loan Limits and Down Payment Requirements for 2025 in Milton, Pierce, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This comparison table is valid for zip codes: 98003, 98354

Exploring Conventional and FHA Loan Options in Milton, WA

Lendersa® aims to help you secure the best conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points to find matching lenders and suitable loan programs.

Analyze Lendersa USDA loan requests and matching results


  • Mortgage Service Providers
  • 1971 E. Fourth St, Suite 180, Santa Ana, CA, 92705
  • Mortgage Service Providers was created to support lenders throughout every aspect of the mortgage process. With our family of companies we provide appraisal, verification, quality control and technology services to lenders across the country. Our commitment is to maintain a high level of integrity
  • Direct Home Loans
  • 2510 Red Hill Avenue, Santa Ana, CA, 92705
  • SOL Mortgage consists of a team of dedicated career lending professionals tired of hearing about bad mortgage experiences. Our experts share their knowledge and insight with you in an honest and transparent way. It’s friendly and simple. We give you all the information and help you need to make the best decision, provide you with the best qualifyin
  • Straight Talk Lending
  • 1621 17th St D, Santa Ana, CA, 92705
  • Straight Talk lending is your go-to mortgage lender for cash-out refinance and mortgage loans. With over 20 years of experience, we offer outstanding customer service with personalized, direct, and honest advice. We approach things differently than the "big box corporate" approach by focusing on putting humanity
  • Tru Finance
  • 2932 Daimler St, Santa Ana, CA, 92705
  • Arbor Financial Group takes great pride in providing our customers with the best customer service. As Southern California’s leading direct mortgage lender for over fifteen years, we bring you a wealth of mortgage experience, real estate and insurance knowledge. We hire only the best and the most seasoned mortgage professionals.
  • Lending Depot
  • 1820 E. Garry Ave, Suite 214, Santa Ana, CA, 92705
  • "At the Lending Depot, we provide a ""One Stop Shop"" loan resource center for consumers. Obtaining a loan to purchase or refinance a property can be a confusing and difficult experience. Our goal is to provide information for consumers to make the process easier, including tips on how to shop for the best loan"
  • 0 PointLoan
  • 2700 N. Main Street, Suite 761, Santa Ana, CA, 92705
  • "0 PointLoan With over 30 years of expertise in the Mortgage industry and thousands of loans closed - we have learned that educating people is the best way to gain trust from our consumers. Not only do we help you close your loans, we also educate you to make better financial decisions FOR LIFE."
  • RiteFit LLC
  • 400 N. Tustin Ave, Santa Ana, CA, 92705
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Wall Street Funding of America
  • 801 Parkcenter Drive, Suite 220, Santa Ana, CA, 92705
  • We offer a wide variety of loan programs tailored to meet the needs of our clients, including: Residential, Commerical and Investment products, along with some of the most innovative loan programs in the industry. We pride ourselves on excellent customer service, allowing us to create individual long-lasting relationships through honesty
  • Phillip Yarbrough
  • 12491 Circula Panorama, Santa Ana, CA, 92705
  • Nations Financial Mortgage Corporation is a full-service mortgage company founded in 1997. We apply our extensive, experience and knowledge to help qualify clients who want the best rates or may have difficulty or unusual circumstances. We specialize in purchase, refinance and reverse mortgages, as well as commercial lending.
  • Fast Action Mortgage, Inc.
  • 2700 North Main Street, Suite 620, Santa Ana, CA, 92705
  • At Fast Action Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Innovative Real Estate Planning Group
  • 1740 East Garry Avenue, Suite 114, Santa Ana, CA, 92705
  • Innovative Real Estate Planning Group, Inc is a thriving company that specializes in finding great flips, constructing beautiful homes, and creating home financing solutions. We succeed in any market to service our clients with commitment and excellence to deliver personalized mortgage solutions