FHA VS Conventional loan in Pacific, King County, Washington

In 2026, the conventional loan limit for a single-family home in Pacific, King County, WA, is set at $977,500, whereas the FHA limit is $977,500.

With the Lendersa® Conventional loan calculator, you can compare today's leading rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you choose the best program in WA for your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Pacific, King County, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

The table applies to the following zip codes: 98001, 98047

Explore Conventional and FHA Loan Options in Pacific, WA

The purpose of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loans for you without hassle. Choose one of three options to find and connect with the right lenders and loan programs.

Lendersa USDA loan requests and matching results


  • Ulysse Mortgage LLC
  • 723 South Federal Highway, Lake Worth, FL, 33460
  • At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Three Star Capital
  • 6615 W Boynton Beach Blvd #415, Boynton Beach, FL, 33437
  • 3 Star Capital has over 20 years of experience in the finance industry.With an expertise in commercial real estate acquisitions & refinancing, & equipment leasing & financing.Our portfolio also includes: business lines of credit, & SBA business loans.We started out in 1997 with an expertise in equipment leasing & commercial real estate financing.

  • Blue Chip Lending Services Inc
  • 116 East Ocean Avenue, Lantana, FL, 33462
  • Our mission is to serve our customers with honesty, integrity, and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Blue Chip Lending Service, is dedicated to providing you with quality information so you can make an informed and intelligent decision about your mortgage.

  • Mortgage Biz of Florida
  • 806 E. Windward Way #015, Lantana, FL, 33462
  • Mortgage Biz of Florida is a residential and Commercial mortgage broker. Our team of licensed mortgage brokers out of Lantana, Florida can help you get a better deal! We work on FHA home loans, VA home loans, Conventional home loans, Jumbo home loans, USDA home loans and Commercial mortgages.

  • American Exchange Mortgage LLC
  • 16805 Newark Bay Rd, Delray Beach, FL, 33446
  • Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,

  • HP Mortgage LLC
  • 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
  • HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest

  • Florida Mortgage Consultants
  • 9899 Kamena Circle, Boynton Beach, FL, 33436
  • Florida Mortgage Consultants is staffed with highly skilled consultants who can provide efficient and practical mortgage solutions that are tailored to your needs and lifestyle. Our company caters to clients in Lake Worth, FL. To learn more about our services and rates, don’t hesitate to get in touch!

  • Prime Rate Mortgage
  • 3939 Sapphire Palladium Dr, Boynton Beach, FL, 33436
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and the best products to fit their financial profile.
    Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Sunwise Capital
  • 20423 State Road 7 F6-350, Boca Raton, FL, 33498
  • Sunwise Capital offers an easy and convenient way to apply for small business loans. Our company aims to provide the best unsecured business loans, merchant cash advances, and working capital loans so that you can build your business. Since our inception in 2010, we have been serving over 86,000 businesses and counting. Businesse trust Sunwise Capi

  • Hypotec
  • 10055 Yamato Rd, Suite 305, Boca Raton, FL, 33498
  • Hypotec is a mortgage company specializing in all types of loans including: FHA, Conventional, VA, Jumbo, Reverse Mortgage, Renovation, Foreign National and Hard Money loans. Licensed in eight states across the United States, we are well on our way to complete nationwide coverage. mortgage company

  • Global Business Financial Investments, Inc.
  • 1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426
  • Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.

  • Valiant Mortgage Group LLC
  • 1375 Gateway Blvd, Suite 52, Boynton Beach, FL, 33426
  • We understand that time is money. We’re available around the clock to make sure you’re never in the dark about the mortgage refinancing process. We’ll handle the heavy lifting, allowing you to focus on building a home. We only work with the best lenders, all of whom are vetted personally for professionalism and transparency.