Explore the differences! FHA VS Conventional loan programs in Mountlake-Terrace, Snohomish County, Washington

In 2026, the Conventional loan limit in Mountlake-Terrace, Snohomish County, WA is $891,250, while the FHA limit for a single-family home is $891,250.

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Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you evaluate Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding in selecting the most suitable program for your financial situation in WA.

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2026 Loan Limits and Downpayment Requirements in Mountlake-Terrace, Snohomish County, WA

Loan Type Loan Limit Minimal Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table is relevant to the zip codes: 98043

Conventional and FHA Loan Opportunities in Mountlake-Terrace, WA

The mission of Lendersa® is to quickly provide you with the optimal Conventional, USDA, or FHA loan, hassle-free. Begin with one of three options to find matching lenders and loan programs.

  1. Submit a detailed request for Conventional/USDA/FHA loan optimization
  2. Discover USDA, FHA, and Conventional rates & terms ahead
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Mountlake-Terrace Lenders


  • 1st Security Bank of Washington
  • 6920 220th St SW, Mountlake Terrace, WA, 98043
  • Lends in Washington

  • At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.

  • Cascade Lending Group LLC
  • 4720 200th Street Southwest, Suite 205, Lynnwood, WA, 98036
  • Lends in Washington

  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Mortgage Lending Group, LLC
  • 128 4th Ave S, Suite 101, Edmonds, WA, 98020
  • Lends in Washington

  • The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers

  • Capstone Home Loans
  • 3400 188th Street SW, Suite 101, Lynnwood, WA, 98037
  • Lends in Washington

  • Capstone Home Loans is a leading, full-service integrated mortgage bank setting the standard for the industry today with a purposeful eye towards the future. A unique firm with a practice that actively supports the talents of experienced mortgage professionals who are focused on serving their client’s goals in pursuit of the American Dream.

  • All City Mortgage, LLC
  • 7225 North East 149th, Place Kenmore, WA, 98028
  • Lends in Washington

  • Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.

  • Pacific Coast Financial LLC
  • 2150 North 107th Street, Suite 170, Seattle, WA, 98133
  • Lends in Washington

  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • CLEVELAND STREET MORTGAGE, LLC
  • 20802 46th Ave SE, Bothell, WA, 98021
  • Lends in Washington

  • Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.

  • North Pacific Mortgage
  • 22232 17th Ave SE, Suite 303, Bothell, WA, 98021
  • Lends in Washington

  • Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business

  • Qualstar Credit Union - Renton Branch
  • PO Box 3050, Bothell, WA, 98041
  • Lends in Washington

  • Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.

  • eLink Mortgage LLC
  • 3207 NE 125th St, Seattle, WA, 98125
  • Lends in Washington

  • eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
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