FHA VS Conventional loan programs in Shoreline, King County, Washington

In 2026, the conventional loan limit for Shoreline, in King county, WA, is $977,500. The FHA limit for a single-family house is $977,500.

Use the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. It determines the income, credit, reserves, and documents necessary for qualification. This advanced tool provides a side-by-side view of Conforming Conventional loans with USDA, FHA, and VA options to help you choose the suitable program in WA for your financial situation.

Check offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Shoreline, King, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This table is applicable to these zip codes: 98155

Conventional and FHA Loan Options in Shoreline, WA

The purpose of Lendersa® is to secure the best possible FHA, Conventional, or USDA loan swiftly and without hassle. Opt for one of three paths to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


Shoreline Lenders

  • All City Mortgage, LLC
  • 7225 North East 149th, Place Kenmore, WA, 98028
  • Lends in Washington
  • Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.

  • Pacific Coast Financial LLC
  • 2150 North 107th Street, Suite 170, Seattle, WA, 98133
  • Lends in Washington
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • 1st Security Bank of Washington
  • 6920 220th St SW, Mountlake Terrace, WA, 98043
  • Lends in Washington
  • At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.

  • eLink Mortgage LLC
  • 3207 NE 125th St, Seattle, WA, 98125
  • Lends in Washington
  • eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.

  • Cascade Lending Group LLC
  • 4720 200th Street Southwest, Suite 205, Lynnwood, WA, 98036
  • Lends in Washington
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Advisory Lending Group
  • 19125 North Creek Parkway, Suite 120, Bothell, WA, 98011
  • Lends in Washington
  • Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.

  • Accelin Loans, LLC
  • 19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
  • Lends in Washington
  • Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.

  • New Horizon Capital Funding
  • 17223 94th Place NE, Bothell, WA, 98011
  • Lends in Washington
  • New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.

  • Archstone Home Mortgage
  • 18613 103rd Ave NE, Bothell, WA, 98011
  • Lends in Washington
  • Fortunately, at Archstone Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • TILA MORTGAGE
  • 19125 North Creek Parkway, Suite 210, Bothell, WA, 98011
  • Lends in Washington
  • TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker.