Explore the differences! FHA VS Conventional loan programs in Prairie-Ridge, Pierce County, Washington

During 2025, the cap for conventional loans in Prairie-Ridge, located in the county of Pierce, WA, is set at $891,250. In contrast, the FHA limit for a single-family home is $891,250. These figures are vital for prospective homebuyers in the area.

Utilize Lendersa®'s Conventional loan calculator to analyze the leading rates available today across Conventional, FHA, and USDA loans. This tool can help you assess the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator aligns Conforming Conventional, USDA, FHA, and VA loans for easy comparison, aiding you in selecting the most suitable plan in WA for your unique financial situation.

Explore loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Prairie-Ridge, County of Pierce, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table is applicable to these zip codes: 98360, 98391

Options for Conventional and FHA Loans in Prairie-Ridge, WA

The primary objective of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan options, minimizing hassle. Begin by choosing one of three pathways designed to connect you with the most fitting lenders and loan programs.

Lendersa USDA loan request and matching results


  • Citadel Residential Corporation
  • 3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214
  • Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.
  • Keada Capital Investment Fund1 LLC
  • 3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214
  • KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help
  • Ichor Financial
  • 3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214
  • Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.
  • ARE Mortgage Group, Inc
  • 13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Mortgage Mavens Inc.
  • 28720 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
  • Mortgage Mavens has been committed to helping you achieve that dream since 1994. Working with lenders from across the financial world, we're here to meet your individual needs. We make the process of getting a mortgage simple and straightforward by offering state-of-the-art financial tools to help you make sound financial choices.
  • Better Ask Jack
  • 28310 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
  • We are a United Wholsale Mortgage partner so that we may help provide financing that the Banks find too challanging.Also many sellers employ Revers Mortgages to reduce expenses when retired or for the tax benefits.Many Buyers have equity in their homes that permits them to do cash out refis, reducing payment to almost a third of what a regular bank
  • Buywiser Technology, Inc
  • 29903 Agoura Rd, Agoura Hills, CA, 91301
  • Buywiser's mission is to serve our customers with honesty, integrity, and competence. Our team's goals are to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Premier Funding
  • 28632 Roadside Drive, Suite 130, Agoura Hills, CA, 91301
  • Premier Funding has been helping homeowners streamline the process of real estate financing to ensure fast, efficient and price competitive closing. We use the latest technology to process applications. Throughout the process we will answers questions and keep you informed of the progress of your loan