FHA VS Conventional loan in Prairie-Heights, Pierce County, Washington

In 2025, the Conventional loan limit in Prairie-Heights, county of Pierce, WA, is $891,250, whereas the FHA loan limit for a single-family home is $891,250.

Use Lendersa®'s Conventional loan calculator to compare the best rates of today’s Conventional, FHA, and USDA loans, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding which program in WA best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Prairie-Heights, County of Pierce, WA

Loan Type Loan Limit Down payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table is applicable to the following zip codes: 98321

Available Conventional and FHA Loan Options in Prairie-Heights, WA

Lendersa® is committed to helping you obtain the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points that lead to matching lenders and loan programs.

Lendersa's loan request results for USDA


  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
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  • ILWU Credit Union
  • PO Box 7629, Long Beach, CA, 90807
  • ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
  • Peter Benjamin - Loan Officer
  • 3707 North Country Club Drive 4, Long Beach, CA, 90807
  • Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
  • Shoreline Financial Services
  • 4000 Long Beach Boulevard, Suite 304, Long Beach, CA, 90807
  • Shoreline Financial Services is a family-owned business, with a passion for helping other families and individuals improve their wellbeing. We are a mortgage broker affiliate with Fannie Mae, Freddie Mac, PennyMac, Quicken Loans, Caliber Home Loans, Citadel Home Loans, United Wholesale Mortgage.
  • changemyrate.com
  • 4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807
  • ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
  • The Mission Company, Inc.
  • 36818 Oak View Road, Yucaipa, CA, 92399
  • At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
  • Family Tree Lending
  • 34664 County Line Road, Suite 18, Yucaipa, CA, 92399
  • We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .
  • Imagine Loan Funding
  • 11963 Stovall Way, Yucaipa, CA, 92399
  • "Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."