FHA VS Conventional loan programs in 2026 for Prairie-Heights, Pierce County, Washington
In 2026, the Conventional loan limit in Prairie-Heights, county of Pierce, WA, is $891,250, whereas the FHA loan limit for a single-family home is $891,250.
Use Lendersa®'s Conventional loan calculator to compare the best rates of today’s Conventional, FHA, and USDA loans, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding which program in WA best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in Prairie-Heights, County of Pierce, WA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$891,250
3%
USDA
$659,800
0%
FHA
$891,250
3.5%
This table is applicable to the following zip codes: 98321
Available Conventional and FHA Loan Options in Prairie-Heights, WA
Lendersa® is committed to helping you obtain the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points that lead to matching lenders and loan programs.
At White River Credit Union, we help one another. "People helping people" is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.
Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms
Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se
"At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through.
We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"
The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
15423 South East 272nd Street, Suite 110, Kent, WA, 98042
Lends in Washington
Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.
