FHA VS Conventional loan in Redmond, King County, Washington

In 2026, the conventional loan limit in Redmond, belonging to the county of King, WA, is $977,500. The FHA limit for a single-family home is $977,500.

Utilize Lendersa® Conventional loan calculator to explore and contrast today's best rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage comparison tool provides a side-by-side overview of Conforming Conventional loans with USDA, FHA, and VA options, assisting you in choosing the best program in WA for your financial situation.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Redmond, King, WA

Loan Type Loan Limit Down payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This comparison table pertains to these zip codes: 98052

Conventional and FHA Loan Alternatives in Redmond, WA

The aim at Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan, swiftly and simply. Choose from one of three starting pathways to link up with matching lenders and tailored loan programs.

Lendersa USDA loan request and matching results


Redmond Lenders

  • Evergreen State Mortgage
  • 8201 164th Ave NE, Suite 200, Redmond, WA, 98052
  • Lends in Washington
  • Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be

  • Cascara Capital LLC
  • 105 Central Way, Suite 205, Kirkland, WA, 98033
  • Lends in Washington
  • Cascara Capital provides business-purpose bridge loans, hard money loans, and investment loans only and does not provide funding for primary and secondary residences. We offer short term loans to investors looking to acquire distressed residential real estate and often do not require appraisals or inspections.

  • LoanZilla
  • 6620 Lake Washington Blvd NE, Suite 302, Kirkland, WA, 98033
  • Lends in Washington
  • In business since 2006 and armed with many decades of experience, we provide our clients expert guidance to secure the best mortgage, at the best terms, and with the right lender for your specific financial profile. We listen, ask the right questions to get a complete picture, and then show you what your best options are and why.

  • Home Trust Financial
  • 135 Lake Street South, Suite 230, Kirkland, WA, 98033
  • Lends in Washington
  • At Home Trust Financial (NMLS # 1761573), where we specialize in residential mortgages. At Home Trust Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Washington Discount Mortgage LLC
  • 8213 131st Avenue Northeast, Kirkland, WA, 98033
  • Lends in Washington
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with amazing low rates and great loan programs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been helping customers afford the home of their dreams for many years.

  • University Mortgage Funding Corp
  • 4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
  • Lends in Washington
  • The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.

  • Bellwether Lending Inc
  • 10415 113th Place NE, Kirkland, WA, 98033
  • Lends in Washington
  • BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.

  • Washington First Mortgage Loan Corporation
  • 4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
  • Lends in Washington
  • Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.

  • Veristone Mortgage, LLC.
  • 6725 116th Ave NE Suite 210, Kirkland, WA, 98033
  • Lends in Washington
  • At Veristone, we are private money lenders and experienced mortgage professionals who desire to partner with you to make your real estate investments a success. Veristone Mortgage offers portfolio and traditional lending solutions for investment properties in Idaho, Oregon and Washington.

  • Centralbanc Mortgage
  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Lends in Washington
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger.

    Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location