FHA VS Conventional loan in Richland, Benton County, Washington

In 2025, Convetional loan limit in Richland, county of Benton, WA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in WA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Richland, county of Benton, WA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 99352, 99354

Conventional and FHA loan options in Richland, WA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bridge Capital Resources LLC
  • 7350 E Progress Place, Suite 100, Greenwood Village, CO, 80111
  • Bridge Capital Resources™ LLC is a private money lender whose mission is to leverage entrepreneurial creativity bringing about inspired vision for transformation. We provide capital to real estate entrepreneurs for investment property acquisition, rehabilitation and stabilization. Principals of our company have nearly sixty years of combined indust
  • Parishioners Federal Credit Union
  • 2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501
  • Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.
  • Henry Munoz Real Estate Loans
  • 2430 Torrance Blvd, Suite F, Torrance, CA, 90501
  • Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.
  • Pryority Lending Group
  • 1635 Crenshaw Blvd, Torrance, CA, 90501
  • Stop scams, fraud and unethical business practices targeted at all consumers, especially older adults, via our social platforms and our network of vetted professionals and businesses. We want to ensure consumers also have a reliable, nationwide network of vetted businesses and professionals who they can rely on and purchase from with confidence.
  • C & E Capital
  • 2370 Crenshaw Boulevard, Suite M, Torrance, CA, 90501
  • C & E CAPITAL is a full service Wholesale Mortgage Lender for Commercial, Residential financing. We specialize in Purchases, Refinance, Reverse Mortgages and VA LOANS. Our objective is to help you achieve your goal and choosing the right mortgage for you and your family. Our friendly, experienced team will help you navigate any market.
  • Trec Lending Inc
  • 21171 South Western Avenue, Suite 2824, Torrance, CA, 90501
  • Trec Lending Inc founder of the Raymond A. Bennett specialize in representing clients in the purchase and sale of single-family residences and income property within Carson also Focused on FHA financing which includes First Time Buyer Programs, Reverse Mortgage for seniors, & VA Loans
  • D.Reams And Company
  • 1308 Sartori Avenue, Suite 105, Torrance, CA, 90501
  • Providing superior real estate services to hundreds of South Bay and Southern California families and investors. Specialization includes Torrance, Redondo Beach, the Palos Verdes Peninsula, the Beach cities and the surrounding communities of Lomita, Gardena, Carson and unincorporated areas of Los Angeles county.
  • Crown Realty and Financial Corporation
  • 2020 Del Amo Boulevard, Suite 105, Torrance, CA, 90501
  • Our vision focuses on educating clients through a wide range services. Additionally, the integrated components of Crown Companies have made our team uniquely prepared to service clients in a variety of important financial areas – real estate, financial services and asset management.
  • 111 Capital, Inc.
  • 1820 West Carson Street, Suite 204, Torrance, CA, 90501
  • 111 Capital, Inc. has been the cornerstone of real estate investment support businesses in the United States. After that, events such as the Lehman Brothers and the sub-prime mortgage loan crisis caused a period of turmoil, and since 2011 we have been working in earnest in the crowdfunding industry, which is a service to match borrowers & lenders.