FHA VS Conventional loan programs in 2025 for West-Richland, Benton County, Washington

In 2025, the Conventional loan limit in West-Richland, Benton County, WA, is $647,200. The FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our tool shows Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the best option in WA for your financial needs.

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements in West-Richland, Benton County, WA for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is valid for zip codes: 99320, 99353

Conventional and FHA Loan Options in West-Richland, WA

Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of three starting options to find matching lenders and suitable loan programs.

Outcomes for Lendersa USDA loan requests and matchings


  • Tennessee Trust Mortgage, Inc
  • 6398 US-41 ALT, Pleasant View, TN, 37146
  • Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers
  • Farmers Bank of Milton
  • 41 Ferry Street, Milton, KY, 40045
  • At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.
  • Extra Credit Union
  • 6611 Chicago Road, Warren, MI, 48092
  • Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.
  • Premiere Mortgage One Company
  • 17800 Woodward Avenue, LL2, Detroit, MI, 48203
  • Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.
  • Abound Credit Union
  • PO Box 900, Radcliff, KY, 40159
  • Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
  • Kentucky Mortgage Group LLC
  • 714 Lyndon Lane, Suite 11, Louisville, KY, 40222
  • Kentucky Mortgage Group (KMG) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Grandbridge
  • 4938 Brownsboro Rd, Louisville, KY, 40222
  • "We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis. We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"
  • A-1 Mortgage, LLC
  • 7410 New La Grange Rd, Suite 108, Louisville, KY, 40222
  • Raised in Kentucky, I love being able to help others achieve their dreams to live in this great state. I have been in the mortgage business for over ten years, initially starting my career within our family owned mortgage company, A-1 Mortgage Company, Parker Services. After my family retired, I broadened my knowledge in the field with a position