FHA VS Conventional loan programs in Kennewick, Benton County, Washington

In 2026, the conventional loan limit in Kennewick, within Benton county, WA, stands at $726,200, whereas the FHA limit for a single-family residence is $472,030.

Make use of the Lendersa® Conventional loan calculator to compare the top Conventional against FHA and USDA rates. It can help you ascertain the necessary income, credit score, reserves, and documentation required for qualification. This comprehensive mortgage calculator presents conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the right program in WA that fits your financial needs.

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2026 loan limits and downpayment requirements in Kennewick, county of Benton, WA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table aligns with zip codes: 99337

Conventional and FHA loan options in Kennewick, WA

Lendersa aims to provide you with optimum USDA, Conventional, or FHA loans swiftly and efficiently. Choose from three pathways to match with suitable lenders and loan programs:

Lendersa USDA loan request and matching results


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    Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).

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