In 2026, the conventional loan limit for Seattle in King County, WA, is $977,500. The FHA cap for a single-family home is $977,500.
Use the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, and reserves necessary to qualify. Our cutting-edge mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the right program in WA for your situation.
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $977,500 | 3% |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
This table applies to the following zip codes: 98109
The goal at Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you promptly and effortlessly. Begin with one of three initial options to connect with suitable lenders and loan offerings.
Seattle Lenders |
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
