In 2026, the conventional loan limit for Seattle in King County, WA, is $977,500. The FHA cap for a single-family home is $977,500.
Use the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, and reserves necessary to qualify. Our cutting-edge mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the right program in WA for your situation.
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $977,500 | 3% |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
This table applies to the following zip codes: 98109, 98108, 98104, 98107, 98106, 98101, 98103, 98102, 98105, 98154, 98122, 98121, 98126, 98125, 98178, 98174, 98177, 98144, 98146, 98195, 98199, 98118, 98119, 98116, 98117, 98115, 98112, 98164, 98134, 98136, 98133, 98111, 98113, 98114, 98124, 98127, 98129, 98139, 98141, 98145, 98161, 98165, 98170, 98175, 98181, 98185, 98191, 98194
The goal at Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you promptly and effortlessly. Begin with one of three initial options to connect with suitable lenders and loan offerings.
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