FHA VS Conventional loan programs in 2026 for Walla-Walla, Walla Walla County, Washington

In 2026, the conventional loan limit set for Walla-Walla, within Walla Walla county of WA, is $647,200. Conversely, the FHA limit for a single-family home is $420,680.

Today’s view on Conventional loan rates from Lendersa
Loan calculator comparison

Use the Lendersa® Conventional loan calculator to analyze and compare today's top rates for Conventional, FHA, and USDA loans. Evaluate the income, credit level, reserves, and documents necessary for qualification. This advanced mortgage tool displays side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, aiding your decision on the ideal program in WA for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Walla-Walla, County of Walla Walla, WA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 99362

Options for Conventional and FHA Loans in Walla-Walla, WA

Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three starting routes to find compatible lenders and suitable loan options.

  1. Submit the comprehensive request for optimizing Conventional, USDA, and FHA loans
  2. Discover initial Conventional, USDA, and FHA rates & terms
  3. Explore the largest collection of Conventional lenders
Results from Lendersa USDA loan request and matching



  • Ed Baldwin Home Loans
  • 3401 College Blvd, Suite 220, Leawood, KS, 66211

  • Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.

  • BNC National Bank
  • 7007 College Blvd, Suite 600, Overland Park, KS, 66211

  • Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.

  • ReeceNichols Topeka Elite, LLC
  • 11601 Granada, Leawood, KS, 66211

  • Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.

  • First Financial Mortgage Services LLC
  • 10977 Granada Lane, Suite 225, Overland Park, KS, 66211

  • First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.

  • Community Lending of America, Inc.
  • 6900 College Blvd, Suite 740, Overland Park, KS, 66211

  • Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.

  • West Texas Credit Union
  • 4301 Mission Boulevard, Odessa, TX, 79765

  • West Texas Credit Union® began in a small room in the ECISD Administration building in 1953. At that time we were known as Ector County Independent School Employee’s Credit Union. Since then, we have expanded our facilities to include the main office and a branch office in Odessa, as well as a branch office in Ft. Stockton.

  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223

  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.

  • SOUTHWEST HERITAGE CREDIT UNION
  • 2809 John Ben Shepperd Parkway, Odessa, TX, 79762

  • Southwest Heritage CU was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members. As of January, 2012, we are proud to say we have well over 7, 500 members & total assets of over $75, 000, 000!Credit Union was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members.

  • Southwest 66 Credit Union
  • 4041 E 52nd Street, Odessa, TX, 79762

  • Southwest 66 Credit Union began in late 1948 as a financial cooperative aimed at serving the needs of Permian Basin employees of the Phillips Petroleum company. The first chairman of the board was D.M. Hankings and the first Treasurer was A.W. Brumbelow. The first branch was located in Mr. Brumbelow's home.

  • Complex Community FCU
  • 4519 East 51st Street, Odessa, TX, 79762

  • Complex Community Federal Credit Union has been open since 1958. The credit union has assets totaling $633.38 Million & provides banking services to more than 40, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working or worshipping in the credit union's geographic area can become a member.
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