FHA VS Conventional loan programs in Barron, Barron County, Wisconsin

For 2026, the conventional loan limit in Barron, located in Barron county of WI, stands at $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.

Explore the Lendersa® calculator to compare present-day rates of Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to help you choose the right program tailored to your financial needs in WI.

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2026 Loan Limits and Down Payments in Barron, Barron County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table references zip codes: 54812

Conventional and FHA Loan Options in Barron, WI

At Lendersa®, our goal is to facilitate you in swiftly securing the best Conventional, USDA, or FHA loan, smoothly and efficiently. Choose one of three pathways that align you with appropriate lenders and loan programs.

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Barron Lenders

  • Dairy State Bank
  • 16 South Main Street, Rice Lake, WI, 54868
  • Lends in Wisconsin
  • Our goal is to provide you with a connection to Dairy State Bank and members of the communities we serve. We do review comments and will remove negative, explicit, profane, offensive or disruptive activity. Links we provide to third-party sites do not indicate endorsement and also provide the best customer service possible

  • Shell Lake State Bank
  • 102 5th Avenue, Shell Lake, WI, 54871
  • Lends in Wisconsin
  • Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.

  • Hiawatha National Bank
  • 220 East Oak Street, Glenwood City, WI, 54013
  • Lends in Wisconsin
  • Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.

  • Indianhead Credit Union
  • 104 East Maple Street, Spooner, WI, 54801
  • Lends in Wisconsin
  • Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,

  • Landmark Mortgage
  • 200 State Road 35, Dresser, WI, 54009
  • Lends in Wisconsin
  • Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.

  • Zip Mortgage LLC
  • 7697 Johnson St, Siren, WI, 54872
  • Lends in Wisconsin
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • The First Bank of Baldwin
  • 990 Main Street, Baldwin, WI, 54002
  • Lends in Wisconsin
  • In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.

  • WESTconsin Credit Union
  • 3333 Schneider Avenue SE, Menomonie, WI, 54751
  • Lends in Wisconsin
  • WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.

  • CCFBank
  • 3625 Gateway Dr, Eau Claire, WI, 54701
  • Lends in Wisconsin
  • At CCFBank, Making More Possible is a way of life. Our goal, each and every day, is to show our customers that we can make more possible for them! While most banks are guided by limitations, CCFBank is guided by possibilities. Whatever our customer’s dream, we’ll find a way to make it happen.