FHA VS Conventional loan programs in 2026 for New-Richmond, St. Croix County, Wisconsin

In 2026, the conventional loan limit in New-Richmond, St. Croix county, WI, is $647,200, while the FHA limit for a single-family home is $448,500.

Use the Lendersa® Conventional loan calculator to assess today’s top rates for Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents needed. This advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the best program for your financial scenario in WI.

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Loan Limits and Down Payment Requirements for 2026 in New-Richmond, St. Croix, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

This comparison table is relevant to zip codes: 54017

Options for Conventional and FHA Loans in New-Richmond, WI

Lendersa® aims to efficiently connect you with the optimal Conventional, USDA, or FHA loans with ease. Begin with one of these three starting points to find compatible lenders and appropriate loan programs.

Lendersa results for USDA loan requests


New-Richmond Lenders

  • The First Bank of Baldwin
  • 990 Main Street, Baldwin, WI, 54002
  • Lends in Wisconsin
  • In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.

  • Hiawatha National Bank
  • 220 East Oak Street, Glenwood City, WI, 54013
  • Lends in Wisconsin
  • Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.

  • Landmark Mortgage
  • 200 State Road 35, Dresser, WI, 54009
  • Lends in Wisconsin
  • Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.

  • First National Bank of River Falls
  • 104 E Locust St, River Falls, WI, 54022
  • Lends in Wisconsin
  • First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.