FHA VS Conventional loan in New-Richmond, St. Croix County, Wisconsin

In 2025, the conventional loan limit in New-Richmond, St. Croix county, WI, is $647,200, while the FHA limit for a single-family home is $448,500.

Use the Lendersa® Conventional loan calculator to assess today’s top rates for Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents needed. This advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the best program for your financial scenario in WI.

Compare offers from over 100 lenders

Loan Limits and Down Payment Requirements for 2025 in New-Richmond, St. Croix, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

This comparison table is relevant to zip codes: 54017

Options for Conventional and FHA Loans in New-Richmond, WI

Lendersa® aims to efficiently connect you with the optimal Conventional, USDA, or FHA loans with ease. Begin with one of these three starting points to find compatible lenders and appropriate loan programs.

Lendersa results for USDA loan requests


  • ELITE FUNDING NETWORK
  • 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
  • Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
  • Seaside National Bank and Trust
  • 820 A1A North, Ponte Vedra Beach, FL, 32082
  • Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank
  • Dolphin Home Mortgage Inc
  • 2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082
  • Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.
  • MTR Funding LLC
  • 2407 Brittany Court, Ponte Vedra Beach, FL, 32082
  • We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.
  • Navigator Mortgage Inc
  • 183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • OVM Financial, Inc
  • 822 Florida A1A, Ponte Vedra Beach, FL, 32082
  • OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
  • The Mortgage Firm
  • 3669 SW 2nd Ave, Gainesville, FL, 32607
  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
  • PHILANYA, INC
  • 228 Saint Thomas St, Saint Augustine, FL, 32095
  • PHILANYA, INC. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you.
  • Radiant Credit Union
  • 405 SE 2nd Place, Gainesville, FL, 32601
  • We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
  • ELKO FEDERAL CREDIT UNION
  • 2397 Mountain City Highway, Elko, NV, 89801
  • The Elko Federal Credit Union will: be the premier provider of financial and credit services to all of the residents of Elko, Eureka and Lander Counties as authorized and chartered in 1960 and thereafter amended. This will be accomplished as the Elko Federal Credit Union achieves their strategic objectives.