FHA VS Conventional loan programs in Rice-Lake, Barron County, Wisconsin

In the year 2025, the conventional loan limit set for Rice-Lake, in Barron county, WI, is $647,200, while the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the most suitable program for your financial situation in WI.

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2025 Loan Limits and Down Payment Requirements in Rice-Lake, Barron, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to zip codes: 54868, 54822

Exploring Conventional and FHA Loan Options in Rice-Lake, WI

The aim of Lendersa® is to connect you promptly with the best options for Conventional, USDA, or FHA loans, hassle-free. Start with any of the three methods below to find matching lenders and programs.

Lendersa results for USDA loan requests


  • LaMoure Credit Union
  • 203 7th Street SE, Lamoure, ND, 58458
  • LaMoure Credit Union has been open since 1940. It's the 19th largest credit union in North Dakota with assets totaling $33.58 Million and providing banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Gold Coast Bank
  • 1165 N. Clark Street, Suite 200, Chicago, IL, 60610
  • We are focused on the safety of our employees and customers and ensuring business continuity. This effort also includes ensuring that critical functions continue in the event of any disruption, with policies, people and processes aligned to provide continuous service. We are not starting from scratch on these plans.
  • FNBC Bank & Trust
  • 620 West Burlington Street, La Grange, IL, 60525
  • FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
  • Countryside Bank
  • 6734 Joliet Road, Countryside, IL, 60525
  • Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
  • Lending Leaf Co
  • 9908 West 55th Street, Countryside, IL, 60525
  • Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
  • Town & Country Credit Union
  • 1414 Chatburn Avenue, Harlan, IA, 51537
  • Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
  • Shelby County State Bank
  • 508 Court Street, Harlan, IA, 51537
  • Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
  • Midwest BankCentre
  • 200 E Broadway, Monmouth, IL, 61462
  • Midwest Bank is proud to be a locally-owned, community bank. Our employees understand that the foundation of our business is built on the relationships we have with our customers. We serve the communities with courtesy, professionalism and integrity; our customers are our neighbors, friends and family.