Explore the differences! FHA VS Conventional loan programs in Fort-Atkinson, Jefferson County, Wisconsin

As of 2026, the Conventional loan limit for a single-family home in Fort-Atkinson, located in Jefferson county, WI, is set at $647,200. Meanwhile, the FHA limit is established at $420,680.

With Lendersa® Modern loan calculator, you’re able to compare today's best rates for Conventional, FHA, and USDA loans. This tool helps you determine what income, credit, reserves, and documentation you need. By viewing Conforming Conventional, USDA, FHA, and VA loans side by side, you can easily identify which plan in WI aligns with your specific financial needs.

Look at loan offers from a range of 100 lenders

Understanding loan limits and down payments for 2026 in Fort-Atkinson, Jefferson county, WI

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table pertains to zip codes including: 53538

Exploring Conventional and FHA loans in Fort-Atkinson, WI

Lendersa® is dedicated to providing you with optimal Conventional, USDA, or FHA loans quickly and effortlessly. Begin with one of the three suggested approaches to match lenders with suitable loan programs.

Lendersa USDA loan request and matching results


  • Southern Coast Mortgage LLC
  • 1918 Port Royal Drive, Houston, TX, 77058
  • Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.

  • Legend Home Lending
  • 17047 El Camino Real, Suite 150, Houston, TX, 77058
  • Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.

  • Members Choice Credit Union Houston
  • 18211 Katy Freeway, Houston, TX, 77094
  • Members Choice Credit Union is a full-service financial institution based in Houston, Texas. We have been in business for over 80 years. Our rich history is directly related to our financial stability and our dedication to serving the needs of our members, first and foremost. Since our founding in 1941

  • Southwestern National Bank
  • 6901 Corporate Dr, Houston, TX, 77036
  • In November 1997, Southwestern National Bank opened its headquarter in the heart of Southwest Houston, TX to be the independent diversified bank of choice with small to medium size business segments including consumer, partners, owners, employees, family & friends.

    Since the beginning of our establishment, Southwestern National Bank was recogn

  • Vanguard Lending LLC
  • 6200 Savoy Street, Suite 930, Houston, TX, 77036
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Turnkey Mortgage Group LLC
  • 6464 Savoy Drive, Suite 730, Houston, TX, 77036
  • Turnkey Mortgage Group provides a fresh and friendly approach to the financing of the real estate market. Our aim is to provide the best knowledge and customer service in helping you with all your mortgage loan needs. With our experienced team, we are able to find the perfect loan that fits your needs.

  • Fidelity One Mortgage Inc
  • 6161 Savoy, Suite 120, Houston, TX, 77036
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
    Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you!"

  • Top One Mortgage, LLC
  • 7001 Corporate Dr, Suite 100A, Houston, TX, 77036
  • Top One Mortgage, LLC We are a group of dedicated mortgage professionals specializing in residential
    mortgage lending. We offer various competitive programs to best suit the needs
    of our clients. Our goal at Top One is to give the best homebuying experience
    possible for our wonderful clients.