FHA VS Conventional loan in Whitewater, Walworth County, Wisconsin

In 2025, the conventional loan limit for Whitewater within Walworth county in WI is set at $726,200, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the best present-day rates for Conventional, FHA, and USDA loans. This tool enables you to assess the required income, credit rating, reserves, and necessary documentation to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans adjacent to each other, aiding your decision on which program in WI best fits your financial requirements.

Explore loan offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2025 in Whitewater, Walworth County, WI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 53190

Exploring Conventional and FHA Loan Options in Whitewater, WI

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan swiftly and seamlessly. Choose one of three pathways to find matching lenders and suitable loan programs.

Results for Lendersa USDA loan request and matching


  • Lightpoint Mortgage Company, Inc
  • 161 St Matthews Ave, Suite 10, Louisville, KY, 40207
  • The Lightpoint Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Kentucky . Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Multiple Option Mortgage Services
  • 295 North Hubbards Lane, Suite 102, Louisville, KY, 40207
  • Multiple Option Mortgage Services is a mortgage broker. Servicing Louisville & surrounding areas. Specializing in all types of residential lending including Conventional, FHA, VA & KHC. With over twenty-five years of experience, our knowledgeable team is confident that they will facilitate a smooth closing in the purchasing of your new home.
  • Encore Mortgage LLC
  • 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207
  • Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.
  • MM Lending
  • 4165 Westport Rd, Suite 204, Louisville, KY, 40207
  • MM Lending, in Louisville, KY, is a private lending association that provides short-term financing to residential "fix and flip" investors. and also MM Lending offers short-term, hard money loans for residential real estate investors.are the primary means of funding for these investors.
  • Veritas Mortgage LLC
  • 901 Lampton Street, Louisville, KY, 40204
  • Veritas Mortgage Company was established in the Spring of 2019 with the central focus being placed on achieving the objectives of the client in a collaborative and communicative way. Sounds simple, right…but far too often we encounter clients that have been underserved in the current lending marketplace. This is where Veritas steps in.
  • Evo Mortgage
  • 911 Barret Avenue, Louisville, KY, 40204
  • Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority. Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component. We understand the importance of communication with our Borrowers
  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
  • Lake Region Bank
  • 1690 1st St. S., Willmar, MN, 56201
  • Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
  • Midwest Mortgage
  • 629 1st Street S, Willmar, MN, 56201
  • Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.
  • Labor Management Federal Credit Union
  • 8225 US Highway 60 W, Lewisport, KY, 42351
  • Labor Management FCU was chartered on December 18, 1974. The membership was chartered for Employees of Harvey Aluminum. Harvey Aluminum later became Martin Marietta, Commonwealth Aluminum & is known today as Aleris Aluminum. Today Aleris Aluminum employees 1000+ employs and is a global leader in the manufacture and sale of aluminum rolled products.