FHA VS Conventional loan programs in 2026 for Whitewater, Walworth County, Wisconsin

In 2026, the conventional loan limit for Whitewater within Walworth county in WI is set at $726,200, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the best present-day rates for Conventional, FHA, and USDA loans. This tool enables you to assess the required income, credit rating, reserves, and necessary documentation to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans adjacent to each other, aiding your decision on which program in WI best fits your financial requirements.

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Loan Limits and Down Payment Requirements for 2026 in Whitewater, Walworth County, WI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 53190

Exploring Conventional and FHA Loan Options in Whitewater, WI

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan swiftly and seamlessly. Choose one of three pathways to find matching lenders and suitable loan programs.

Results for Lendersa USDA loan request and matching


  • Setabay Loan Trust Deed Investing - Private Lender
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.

  • Mill Mortgage, LLC
  • 3605 Crossing Dr, Suite A, Prescott, AZ, 86305
  • "Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs.
    Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."

  • Capstone Financial
  • 1620 N 82nd Place, Scottsdale, AZ, 85257
  • Capstone Financial is a subsidiary of Capstone Private Mortgage Holdings, a company founded by an experienced team of real estate and finance professionals. Capstone Financial was created to help real estate investors take advantage of opportunities as emerging real estate markets recover and stabilize post recession.

  • First Credit Union
  • 25 S Arizona Place, Suite 111, Chandler, AZ, 85225
  • First Credit Union was formed in 1929 by a group of federal employees in Southern Arizona. We were the "first" credit union in Arizona and among the first in the United States. Since our humble beginnings, providing friendly and personalized service to our members has been our number one priority.

  • John Z Home Loan Team
  • 575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225
  • AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years.
    It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.

  • Consumer First Financial PLLC
  • 3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225
  • "Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program.

    Our knowledgeable team offers various loan options with competitive rates."

  • ReZamp Lending, LLC
  • 500 W. Chandler Blvd, Chandler, AZ, 85225
  • ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.

  • Edwards Financial Services
  • 215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
  • Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.

  • Metro Private Lending LLC
  • 4500 N 32nd St #200B, Phoenix, AZ, 85018
  • Metro Private Lending is an Arizona private money and hard money lender. Specializing in asset-based lending, we do not have a minimum credit score or income requirements for our borrowers.

    With a background in fix-and-flips ourselves, we are in a unique position to see the best in any deal and do what we can to make it work. Lending our own mon

  • VA Loans for Vets
  • 3602 E Campbell Ave, Suite 2, Phoenix, AZ, 85018
  • Jimmy Vercellino is to provide and assist veterans and active duty military with ALL of their VA Home Financing needs! Jimmy's mission is to provide and assist all veterans and active-duty military with all their Home Loan financing needs. I serve men and women in Phoenix, Scottsdale, Tempe, Chandler, Gilbert, and nationwide.