Explore the differences! FHA VS Conventional loan programs in Milton, Rock County, Wisconsin

In the year 2026, the Conventional loan cap in Milton, located in the county of Rock, WI, stands at $726,200, whereas the limit for FHA mortgages is $472,030 for single-family residences.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's prevailing rates for Conventional, FHA, and USDA loans. Understand the Income, credit score, reserves, and documentation necessary for qualification. By using our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans alongside each other, enabling you to choose the program best suited to your financial needs in WI.

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2026 Loan Limits with Down Payment Requirements in Milton, Rock, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is applicable for zip codes: 53563

Loan Options in Milton, WI: Conventional and FHA

The objective of Lendersa® is to offer the best possible Conventional, USDA, or FHA loans swiftly and without inconvenience. Select from three initial pathways to connect with suitable lenders and loan programs.

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Milton Lenders

  • First Community Bank Milton
  • 202 Merchant Row, Milton, WI, 53563
  • Lends in Wisconsin
  • First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.

  • Badger Bank Fort Atkinson
  • 220 Grant St, Fort Atkinson, WI, 53538
  • Lends in Wisconsin
  • Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.

    In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell

  • Fort Community Credit Union
  • 800 Madison Av, Fort Atkinson, WI, 53538
  • Lends in Wisconsin
  • FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.

  • Blackhawk Community Credit Union
  • 2640 West Court Street, Janesville, WI, 53548
  • Lends in Wisconsin
  • Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.

  • UNION BANK & TRUST COMPANY
  • PO Box 409, Evansville, WI, 53536
  • Lends in Wisconsin
  • Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager.

    In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.

  • Teachers Credit Union WI
  • 2315 Prairie Avenue, Beloit, WI, 53511
  • Lends in Wisconsin
  • Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.

  • First National Bank and Trust Company
  • 345 E Grand Avenue, Beloit, WI, 53511
  • Lends in Wisconsin
  • First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services

  • Bank of Lake Mills
  • 136 E Madison Street, Lake Mills, WI, 53551
  • Lends in Wisconsin
  • Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year.

    In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.

  • Summit Credit Union
  • 1709 Landmark Dr, Cottage Grove, WI, 53527
  • Lends in Wisconsin
  • Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.