FHA VS Conventional loan programs in Yorkville, Racine County, Wisconsin

For the year 2026, the conventional loan limit in Yorkville, within the county of Racine, WI, is $726,200, while the FHA cap for a single-family home is set at $472,030.

Use the Lendersa® Conventional loan calculator to assess and compare current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial situation in WI.

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Loan Limits and Down Payment Requirements in Yorkville, Racine County, WI for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is relevant for zip codes: 53182

Exploring Conventional and FHA Loan Options in Yorkville, WI

Lendersa® aims to quickly connect you with the most advantageous Conventional, USDA, or FHA loan, without hassle. Start with one of three pathways to matched lenders and loan programs that fit your needs.

Lendersa USDA loan request and matching outcomes


Yorkville Lenders

  • Educators Credit Union
  • 1326 Willow Road, Sturtevant, WI, 53177
  • Lends in Wisconsin
  • Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.

  • MCU Financial Center Credit Union
  • 1462 South Green Bay Rd, Mt. Pleasant, WI, 53406
  • Lends in Wisconsin
  • MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.

    Let us help you save! Consider joining MCU, only $15 gives you a membership share

  • RMECU
  • 1907 Lathrop Avenue, Racine, WI, 53405
  • Lends in Wisconsin
  • Racine Municipal Employees Credit Union was organized in 1953, and chartered by the State of Wisconsin on October 28th that same year. Charter members of our Credit Union included employees from several departments of the City of Racine. They organized the credit union to promote thrift and loan funds to the employees of the City of Racine

  • A+ Mortgage Services, Inc.
  • W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
  • Lends in Wisconsin
  • A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.

  • Southern Lakes Credit Union
  • 3000 80th Street, Kenosha, WI, 53142
  • Lends in Wisconsin
  • It all started in 1935 when a group of 10 individuals pooled their resources to help each other succeed financially by starting a Credit Union. Southern Lakes Credit Union is a member owned financial cooperative. With our Home Office in Kenosha, WI we are a Community Chartered Credit Union serving all individuals living

  • Lakefront Capital LLC
  • 4623 75th S, Suite 4-164, Kenosha, WI, 53142
  • Lends in Wisconsin
  • Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.

  • Gateway Mortgage Corporation
  • 6501 Green Bay Road, Kenosha, WI, 53142
  • Lends in Wisconsin
  • In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.

  • Tri City National Bank
  • 6400 S 27th Street, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • For more than 55 years, Tri City has been a bank focused on the needs of its customers and communities. Put simply, we succeed when you do. That’s why we are dedicated to helping families fulfill their financial dreams and businesses grow. After all, we are Your Hometown Bank. Member FDIC. Equal Housing Lender.

  • Guardian Credit Union
  • 7801 S. Howell Avenue, Oak Creek, WI, 53154
  • Lends in Wisconsin
  • In 1934, Harnischfeger Corporation employees in West Milwaukee, Wisconsin established a credit union to provide a source of credit at a fair interest rate and the opportunity for its members to improve their economic and social conditions. In 1986, the membership voted to expand the charter to a community credit union serving any persons living.