For 2026, the loan caps in Sparta, Monroe, WI are $726,200 for Conventional and $472,030 for FHA for a single-family home.
Utilize the Lendersa® calculator to compare top rates in Conventional, FHA, and USDA loans. Assess income, credit, and reserves needed for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA options side by side, assisting you in selecting the most suitable program for your finances in WI.
Explore offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Relevant for zip codes: 54656
The goal of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans, free from hassle. Start with one of three approaches that align you with matching lenders and suitable loan programs.
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