Explore the differences! FHA VS Conventional loan programs in Sparta, Monroe County, Wisconsin

In 2025, Convetional loan limit in Sparta, county of Monroe, WI is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in WI is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sparta, county of Monroe, WI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 54656

Conventional and FHA loan options in Sparta, WI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • East Lake Mortgage
  • 3033 Ridgeline Blvd, Suite B3, Tarpon Springs, FL, 34688
  • East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!
  • Mortgage Money Lending Inc
  • 941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,
  • Palm State Mortgage Company
  • 1151 Orange Avenue, Suite 200, Winter Park, FL, 32789
  • Palm State Mortgage Company has been a privately held, Florida licensed mortgage brokerage corporation, always maintaining State and Federal practices in good standing. Palm State specializes in securing the best possible mortgage loan terms for all types of residential and small commercial properties throughout the state of Florida.
  • Axia Financial, LLC
  • 1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
  • Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners
  • Luxe Mortgage Lending, Inc.
  • 1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
  • Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service
  • First Florida Lending
  • 228 Park Avenue North, Suite J, Winter Park, FL, 32789
  • First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.
  • Allied Mortgage Group
  • 941 W. Morse Boulevard, Ste 100,, Winter Park, FL, 32789
  • Allied Mortgage Group, Inc. is a national residential mortgage banker based outside Philadelphia. We serve consumers directly as well as third parties such as Financial Planners, Banks, Credit Unions and Brokers through our Affinity and Wholesale Lending platforms. More information on the company is located at https://alliedmg.com/
  • Boyd Management
  • 1085 W Morse Blvd, Winter Park, FL, 32789
  • Boyd Management, LLC is a Direct Private Money Lender for real estate investments. There’s no middleman; we are a direct source of private capital which means more flexibility, faster funding, & stronger relationships. Boyd Management is located in Winter Park, FL (Orlando Area). We currently lend in all of Florida & Georgia.
  • JD Lending Group Inc.
  • 1412 W Colonial DR, Suite 100, Orlando, FL, 32804
  • JD Lending Group Inc. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time home buyer, buying a second home, or interested in refinancing your mortgage, we're here to guide you through the process. We work with over 25 of the nation's top lenders
  • FidusFi
  • 1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
  • FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.
  • HomeSource Mortgage
  • 5850 S Staples St, Corpus Christi, TX, 78413
  • HomeSource Mortgage opened its doors in April 2015 and has quickly become known as “The source of ALL Your Mortgage Needs.” HomeSource Mortgage’s business model is based upon excellent communication and that is something Claudia strives for every time someone walks through the door. Claudia doesn’t believe that our job is simply to “generate loans”
  • Third Coast Home Loans, LLC
  • 5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413
  • Third Coast Home Loans, LLC is committed to helping you find the right mortgage product for your residential purchase, refinance, or permanent-to-construction financing. Our mission is simple: To present the best possible real estate advice and mortgage solutions by maintaining our commitment to quality loan files and outstanding customer service.