Explore the differences! FHA VS Conventional loan programs in Lake-Delton, Sauk County, Wisconsin

During 2026, the Conventional loan cap in Lake-Delton, within Sauk county, WI, is $647,200, whereas for an FHA loan, the limit is set at $420,680 for a single-family dwelling.

Leverage the Lendersa® Conventional loan calculator to compare today's rates across Conventional, FHA, and USDA options. Determine the necessary Income, credit rating, reserves, and documentation for eligibility. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to assist in selecting the optimal program for the financial landscape in WI.

Explore loan offers from a network of 100 lenders

Loan Limits and Down Payment Needs for 2026 in Lake-Delton, Sauk, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is applicable to these zip codes: 53913

Explore Conventional and FHA Loan Options in Lake-Delton, WI

The mission of Lendersa® is to enable you to secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Start by choosing one of three paths that lead to matching lenders and loan strategies.

View Lendersa USDA loan requests and matching outcomes


Lake-Delton Lenders

  • The Baraboo National Bank
  • 101 Third Avenue, Baraboo, WI, 53913
  • Lends in Wisconsin
  • Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.

  • Bank of Prairie du Sac
  • 555 Park Avenue, Prairie Du Sac, WI, 53578
  • Lends in Wisconsin
  • Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.

  • Wisconsin River Bank
  • 608 Phillips Boulevard, Sauk City, WI, 53583
  • Lends in Wisconsin
  • Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.

  • Rasmussen Mortgage Inc.
  • 113 South Main Street, Suite 201, Lodi, WI, 53555
  • Lends in Wisconsin
  • Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.

  • Bank of Mauston
  • 503 Gateway Ave, Mauston, WI, 53948
  • Lends in Wisconsin
  • The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.

  • DMB Community Bank
  • 321 North Main Street, Deforest, WI, 53532
  • Lends in Wisconsin
  • We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you

  • US Lending Corporation
  • 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
  • Lends in Wisconsin
  • US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.

  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • Lends in Wisconsin
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.

  • Settlers Bank
  • 4021 Meridian Drive, Windsor, WI, 53598
  • Lends in Wisconsin
  • Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank