FHA VS Conventional loan in Prairie-du-Sac, Sauk County, Wisconsin

In 2026, the conventional loan limit for Prairie-du-Sac, in the county of Sauk, WI, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore today’s top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and necessary documentation needed to qualify. This advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the best fit for your financial needs in WI.

Explore loan offers from over 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Prairie-du-Sac, Sauk, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to these zip codes: 53578

Conventional and FHA Loan Options in Prairie-du-Sac, WI

Lendersa® strives to link you with the best available Conventional, USDA, or FHA loans swiftly and without hassle. Begin with one of three starting points to find matching lenders and loan offerings.

Results for USDA loan requests with Lendersa


Prairie-du-Sac Lenders

  • Bank of Prairie du Sac
  • 555 Park Avenue, Prairie Du Sac, WI, 53578
  • Lends in Wisconsin
  • Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.

  • Wisconsin River Bank
  • 608 Phillips Boulevard, Sauk City, WI, 53583
  • Lends in Wisconsin
  • Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.

  • The Baraboo National Bank
  • 101 Third Avenue, Baraboo, WI, 53913
  • Lends in Wisconsin
  • Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.

  • Rasmussen Mortgage Inc.
  • 113 South Main Street, Suite 201, Lodi, WI, 53555
  • Lends in Wisconsin
  • Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.

  • US Lending Corporation
  • 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
  • Lends in Wisconsin
  • US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.

  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • Lends in Wisconsin
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.

  • Capitol Bank
  • 710 N High Point Rd, Madison, WI, 53717
  • Lends in Wisconsin
  • We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.

  • QRL Financial Services
  • 801 Deming Way, Madison, WI, 53717
  • Lends in Wisconsin
  • QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.

  • Select One Mortgage Inc.
  • 1111 Deming Way, Suite 205, Madison, WI, 53717
  • Lends in Wisconsin
  • The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.