FHA VS Conventional loan programs in Lake-Geneva, Walworth County, Wisconsin

In 2026, the Conventional loan limit in Lake-Geneva, located within Walworth county, WI, stands at $647,200, whereas the FHA limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. With this tool, you can determine the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you decide on the best program in WI for your unique financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Lake-Geneva, Walworth, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant to zip codes: 53147

Conventional and FHA Loan Options in Lake-Geneva, WI

Lendersa® aims to quickly connect you with the best available Conventional, USDA, or FHA loan, minimizing hassle. Select one of three starting options to match with suitable lenders and loan programs.

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Lake-Geneva Lenders

  • INmortgage Co
  • 820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
  • Lends in Wisconsin
  • INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.