FHA VS Conventional loan programs in 2026 for Walworth, Walworth County, Wisconsin

In 2026, the Conventional loan limit for Walworth in Walworth county, WI, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in WI.

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2026 Loan Limits and Downpayment Requirements in Walworth, Walworth, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 53184

Explore Conventional and FHA Loan Options in Walworth, WI

At Lendersa®, our goal is to help you get the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose from one of three pathways to connect with appropriate lenders and loan programs.

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Walworth Lenders

  • INmortgage Co
  • 820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
  • Lends in Wisconsin
  • INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.

  • First Community Bank Milton
  • 202 Merchant Row, Milton, WI, 53563
  • Lends in Wisconsin
  • First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.

  • Teachers Credit Union WI
  • 2315 Prairie Avenue, Beloit, WI, 53511
  • Lends in Wisconsin
  • Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.

  • First National Bank and Trust Company
  • 345 E Grand Avenue, Beloit, WI, 53511
  • Lends in Wisconsin
  • First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services