FHA VS Conventional loan programs in 2026 for McFarland, Dane County, Wisconsin

In 2026, the loan limit for Conventional in McFarland, Dane county, WI, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to weigh today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for each. The advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to aid in selecting the most suitable program for your financial situation in WI.

Review loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in McFarland, Dane, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to these zip codes: 53558

Conventional and FHA Loan Options in McFarland, WI

The aim of Lendersa® is to get you the best possible Conventional, USDA, or FHA loans promptly and without any hassle. Choose from three starting points to connect with matching lenders and loan programs.

Outcomes for USDA loan requests with Lendersa


McFarland Lenders

  • Monona Bank
  • 5515 Monona Drive, Madison, WI, 53716
  • Lends in Wisconsin
  • We provide a full range of services - both personal and business. Whether you need checking and savings accounts, home loan or credit card, personal or business loans or investment or retirement planning, we're here to help you. Monona Bank was founded in 1991 by a group of local business owners and community leaders.

  • The Park Bank
  • 2401 South Park Street, Madison, WI, 53713
  • Lends in Wisconsin
  • At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next.

    We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity

  • WEA Credit Union
  • 33 Nob Hill Road, Madison, WI, 53713
  • Lends in Wisconsin
  • Wisconsin Education Association Credit Union was established by WEAC in 1931 as a member cooperative that would offer a wide range of financial services to the teachers of Wisconsin. The credit union would provide them with a safe place to deposit their savings and obtain reasonably priced loans.

  • Members First Credit Union WI
  • 3401 West Beltline Highway, Madison, WI, 53713
  • Lends in Wisconsin
  • Members First Credit Union originally organized as the Sub-Zero Credit Union in May of 1954 with 13 employees as members. The credit union became chartered in 1955 with the following board members. Don Lien as President, Jack True as Vice-President, Gerald Ring as Secretary, Richard Hurd as Treasurer and William Jerisha as Director.

  • Madison Credit Union
  • 949 E Washington Avenue, Madison, WI, 53703
  • Lends in Wisconsin
  • Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.

  • St. Mary's & Affiliates Credit Union
  • 700 South Park Street, Madison, WI, 53715
  • Lends in Wisconsin
  • Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.

  • Summit Credit Union
  • 1709 Landmark Dr, Cottage Grove, WI, 53527
  • Lends in Wisconsin
  • Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.

  • Oregon Community Bank
  • 733 N Main St, Oregon, WI, 53575
  • Lends in Wisconsin
  • One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford

  • US LENDING SOLUTIONS
  • 255 N Sherman Ave, Suite 3, Madison, WI, 53704
  • Lends in Wisconsin
  • Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.