FHA VS Conventional loan programs in Stoughton, Dane County, Wisconsin

As of 2026, in Stoughton, located in the county of Dane, WI, the conventional loan ceiling is $726,200, and the FHA cap for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to compare the most favorable rates for Conventional, FHA, and USDA loans available today, while assessing income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to determine which program in WI best suits your unique financial situation.

Check loan offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2026 in Stoughton, County of Dane, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 53589

Explore Conventional and FHA Loan Options in Stoughton, WI

The goal of Lendersa® is to swiftly provide the optimal Conventional, USDA, or FHA loan with minimal hassle. Choose one of three starting points to find matching lenders and loan options.

Results for Lendersa USDA loan requests


  • JTM Financial
  • 26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities

  • Homex Financial
  • 23120 Alicia Pkwy, Mission Viejo, CA, 92692
  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Jackie Barikhan - Spectrum One Mortgage
  • 23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
  • Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.

  • MB Capital Ventures
  • 2604B El Camino Real, Ste 156, Carlsbad, CA, 92008
  • MB Capital Ventures specializes in real estate and project finance. We focus on providing better terms for all types of real estate transactions and development projects. There is not an asset class or size we cannot touch. Most of our deals are between $1M and $10M. We have incredibly attractive financing programs for $25M+.

  • America One Mortgage Group
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • America One Mortgage Group, where we specialize in residential mortgages. At America One Mortgage Group, we will find a loan that fits each borrower. Unlike big Banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Keystone Financial Services LLC
  • 4308 Sea Bright Drive, Carlsbad, CA, 92008
  • Keystone Financial is your mortgage broker. If you're on the hunt for a home loan then you'll want to compare us to our competition. We offer a lending experience that creates confidence and trust. Our goal is simple if we win, you win! broker. If you're on the hunt for a home loan then you'll want to compare us to our competition.

  • The Kolesar Team
  • 5790 Fleet Street, Suite 130, Carlsbad, CA, 92008
  • The Kolesar Team is dedicated to offering the best service to our customers. We want to change the way you see a mortgage. More guidance, less stress – More transparency, less confusion – We are here to create a better mortgage experience.

    Our home loan programs will win your business; our service will earn your trust.Get a home loan in less t

  • MortgageOne, Inc.
  • 5860 Owens Ave, Suite 130, Carlsbad, CA, 92008
  • MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way

  • MORTGAGE MAX INC
  • 1015 Chestnut Ave, Carlsbad, CA, 92008
  • Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well.

    We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.

  • M H Loans Corporation
  • 2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
  • MH Loans has a successful method of financing mobile homes in Florida, Texas and California. The long history of solid customer service along with industry knowledge, has driven MH Loans into the spotlight as a premier lending resource for manufactured homes. The team is composed of committed individuals that go the distance to discover

  • J P Mortgage Co
  • 3071 Jefferson St., Carlsbad, CA, 92008
  • We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.